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1085 Mountain Shadows Dr, Cleveland, GA, 30528

1beds
1baths
380sqft
$108,000
$284price/sqft
$877/moest. monthly cost
$35,080/yrincome needed

About This Home

Own a piece of the Northeast Georgia mountains, no buildout required! This fully turnkey deeded lot at 1085 Mountain Shadows Dr comes with a pristine 2021 Recreation by Design Grand Travel 244 (44 ft.) already in place, making day one resort living a reality. Inside, upgrades abound: a gourmet kitchen with center island, double stainless sinks, full size refrigerator, gas range, and under cabinet lighting, a spacious living area with large TV, private primary suite, glass vessel sink bath, and a stacked washer/dryer. Outside, lake views frame a landscaped yard with paver walkways, a concrete parking pad, a storage shed, and full RV hookups. As a Mountain Lakes Resort owner, you'll have access to 50-acre Lake Qualatchee, indoor/outdoor pools with waterslides, mini golf, horse stables, a clubhouse, and playgrounds...all just minutes from Helen, Cleveland, mountain trails, and local wineries. Low maintenance and move in ready. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
8/10
White County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Factory Built
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 380

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 380
  • Total interior livable area: 380 sqft

Property

Details

  • Parcel number: 031F 104

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Lake Qualatchee
  • Residential vegetation: Cleared

Lot

  • Lot size: 2,482 sqft
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$57$684
Property Taxes $55$660
Electricity $219$2,637
Total$877$10,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,068/yr
40% on housing$26,310/yr
45% on housing$23,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$156
White County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$88,000
2026-07-13Price change$108,000
2026-06-25Price change$148,000
2026-05-26Listed for sale$188,000
2025-04-24Sold$54,500
2025-04-14Pending sale$54,500
2025-04-07Price change$54,500
2025-01-15Listed for sale$67,000

For Sale by Agent

AgentSeth Michael Steele
BrokerageFourth Mountain Real Estate

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