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95 Wye Dr, Lake Ozark, MO, 65049

0beds
1baths
1,200sqft
$239,000
$199price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

Great property for a Hobby Shop, Boat Storage or week-end getaway for a Mini-Home. Shop Building has an open Deck with Sliders that go into a small Kitchen. There is a Bathroom and Laundry room and an area that could be set up with a small living space. A new Mini-Split was installed 11/2025. This Building is 30x40 on 1.2 Acres. The extra building is 12x24 with an office, Decks and could be remodeled for an extra Cabin. Also, included is a small Storage Shed. Owner is selling "as is".

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Osage Middle SchoolGrades 6-89.1 mi
7/10
Osage High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Shower
  • Door features: Storm Door(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 02702500000003010002
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck,Gravel Driveway,Porch,Storage
  • Has view: Yes
  • View description: Lake,Seasonal View
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 1.29 Acres
  • Features: Gentle Sloping,Level
  • Lot size dimensions: 268 x 230 x 209

Parking

  • Total spaces: 2
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$152$1,824
Property Taxes $91$1,092
Electricity $141$1,693
Total$1,592$19,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Price change$239,000
2026-03-27Listed for sale$249,000
2025-09-14Listing removed$239,000
2025-04-13Price change$239,000
2025-03-14Listed for sale$249,000
2024-08-01Sold--
2024-07-03Contingent$209,500
2024-06-13Listed for sale$209,500

For Sale by Agent

AgentLinda Eldridge
BrokerageColdwell Banker Lake Country

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