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170 Lenox Ave Unit 4C, New York, NY, 10026

5beds
2baths
1,800sqft
$791,900
$440price/sqft
$4,942/moest. monthly cost
$197,680/yrincome needed

About This Home

A rare opportunity to join a long-established, community-rooted HDFC cooperative on historic Lenox Avenue. This beautifully renovated 5-bedroom, 2-bath residence spans approximately. 1,800 sq ft, offering true home-scale living with the convenience of an elevator building — ideal for those seeking long-term stability and neighborhood connection. THE HOME • Full-floor layout — approx. 1,800 sq ft • 5 proper bedrooms + separate living room + dedicated dining room • 14 windows total — 7 with direct Lenox Ave exposure, incredible light • Renovated kitchen with gas range + in-unit large capacity washer & dryer • 2 modern full bathrooms • Walnut-stained hardwood floors throughout • Elevator building • Pet friendly HDFC PROGRAM — AFFORDABLE OWNERSHIP • Limited Equity HDFC — affordability model (not investor-owned) • Income cap: 120% AMI — max household income $194,400 • Primary residence requirement • HPD approval + Board approval required - HDFC affordable housing guidelines apply - Asset Cap = $340,200, does not include retirement Bank Financing 10 to 30% down payment. Down payment and closing costs can not exceed asset limit. • Pet Friendly NEIGHBORHOOD & COMMUNITY Steps from Harlem’s cultural corridor, legendary dining, community gardens, and Marcus Garvey Park. Moments to 2/3/4/5/6 & Metro-North, Whole Foods, Studio Museum, National Black Theatre, and year-round neighborhood programming. A true residential block with deep local roots. Schedule an appointment today!

Getting Around

95
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: City,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,004$48,048
Home Insurance *$173$2,076
Property Taxes $468$5,616
Electricity $297$3,569
Total$4,942$59,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,440/yr
40% on housing$148,260/yr
45% on housing$131,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$838
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Contingent$791,900
2025-10-24Listed for sale$791,900

For Sale by Agent

AgentElaine Perry
BrokeragePerry Associates NYC Inc

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