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205 E 124th St Unit 3BC, New York, NY, 10035

2beds
2baths
1,180sqft
$575,000
$487price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Welcome to Residence 3BC, a fully renovated combination two-bedroom (potentially convertible to three-bedrooms), two-bathroom home. Impeccably renovated with a refined minimalist aesthetic and spanning the entire length of the building, this exceptional residence sits just two flights up and offers a rare combination of scale, light, and flexibility. With two separate entrances and approximately 1,180 square feet of living space, the thoughtfully designed layout easily accommodates distinct areas for relaxing, entertaining, dining, and working from home. The south-facing great room is flooded with natural light from five windows and is anchored by a charming bay window and decorative fireplace. Expansive proportions allow for multiple seating and dining configurations, while also offering the opportunity to create a true third, windowed bedroom, home office, or den, without compromising the openness of the living space. The chef’s kitchen is a true showpiece, blending sophisticated design with top-tier functionality. Centered around a dramatic oversized Carrara island with seating for four, the space features premium slab countertops and full-height backsplash surfaces, abundant storage above and below, and European-style cabinetry with contemporary lift-up upper cabinet doors for effortless access and clean architectural lines. Two windows bring in additional natural light and enhance the airy feel of the space. The kitchen is outfitted with a Bertazzoni gas range, built-in Miele Speed Oven/Microwave, counter-depth built-in Gaggenau refrigerator, an additional built-in freezer drawer, Miele dishwasher, and a separate wine refrigerator. Designed for both everyday living and entertaining, the kitchen also features a deep stainless-steel workstation sink with integrated accessories, along with a dedicated water filtration system and separate filtered drinking waterspout. The generous footprint easily accommodates an additional dining table, making the space ideal for gathering and hosting. Serving as a private retreat, the primary suite enjoys double exposure with three oversized windows and ample room for both bedroom and work-from-home configurations. The en-suite primary bath features oversized porcelain tile, a floating wood vanity with integrated sink, wall-mounted bidet-style toilet, and a sleek glass-enclosed walk-in shower with rainfall shower head and windowed exposure, creating a serene experience. The secondary bedroom is generously proportioned and comfortably accommodates a queen-size bed while still offering flexibility for additional furnishings, a nursery setup, guest room, or home office. Thoughtfully designed with two windows, custom closet storage, and hardwood flooring, the room enjoys excellent natural light and a calm, airy atmosphere that complements the home’s modern aesthetic. Equally sophisticated, the secondary windowed bath includes a deep soaking tub with shower combination, custom recessed niches, floating vanity, integrated lighting, and sleek modern fixtures. Finished with oversized porcelain tile, both baths deliver a cohesive and elevated design experience. Additional features include hardwood floors throughout, central air conditioning, and a dedicated in-residence laundry closet with Bosch washer and dryer. Situated at the crossroads of East 124th Street and Third Avenue, 205-7 East 124th Street places you in the heart of East Harlem with immediate access to an abundance of shopping, dining, retail, and entertainment options. Nearby transportation includes the 4/5/6 subway lines, Metro-North, multiple bus routes including the 125th Street crosstown buses, and Citi Bike stations. The location also offers convenient access to the RFK Triborough Bridge and Harlem River Drive. Please note: there is no HDFC income restriction associated with this home. Private tours available 7 days, by appointment. Virtual tour link available upon request.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$365$4,380
Property Taxes $340$4,080
Electricity $246$2,954
Total$3,858$46,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 10035$612
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10035$999
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$575,000

For Sale by Agent

AgentSargis Mosyan
BrokerageCORE

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