2607 Settlers Oak Dr, Belton, TX, 76513
About This Home
VA Assumable Loan at an Incredible 2.875 Interest Rate for Qualified Buyers! This is a rare opportunity to own a beautifully maintained 2021 home while potentially enjoying substantial monthly mortgage savings compared to many current market interest rates. Welcome to 2607 Settlers Oak Drive in the desirable Hubbard Branch community and Belton ISD. This move-in-ready 4-bedroom, 2-bath home offers 2,037 square feet of open-concept living designed for comfort and entertaining. The spacious living room features high ceilings, crown molding, and a cozy wood-burning fireplace. The kitchen is the heart of the home, with granite countertops, a large island, a breakfast bar, a walk-in pantry, and abundant cabinetry. The private primary suite includes a jetted soaking tub, separate shower, double vanity, and walk-in closet. Enjoy a covered patio, a fully fenced backyard, an automatic sprinkler system, a storage building, a smart thermostat, an owned alarm system, tile flooring throughout the main living areas, and a two-car garage. Additional features include: • Built in 2021 • 4-sided masonry construction • Smart thermostat • Owned an alarm system • Tile flooring throughout the main living areas • Two-car attached garage • Annual HOA dues of only $240 help maintain the neighborhood's beauty and value. The sellers are also including a one-year American Home Shield (ShieldPlus) Home Warranty for added peace of mind. Conveniently located just minutes from Fort Hood, I-14, shopping, dining, medical facilities, and schools, this home offers exceptional value, modern amenities, and an unbeatable financing opportunity. Opportunities like this don't come along often. Between the low-rate assumable VA loan, newer construction, excellent condition, and prime location, this home is one you won't want to miss. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,Brick Veneer,Frame,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary/Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Plumbed For Ice Maker,Refrigerator,Water Heater,Some Electric Appliances,Microwave,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room
Bedroom2
- Dimensions: 11.5x14.5
Bedroom3
- Dimensions: 11.4x14.5
Bedroom4
- Dimensions: 11.3x11.7
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Entry Foyer
- Dimensions: 22.10x5.2
Features
- Ceiling Fan(s),Carbon Monoxide Detector,Crown Molding,Double Vanity,High Ceilings,Jetted Tub,Pull Down Attic Stairs,Separate Shower,Smart Thermostat,Tub Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
- Window features: Window Treatments
- Flooring: Tile
- Fireplace features: Living Room,Masonry,Wood Burning
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 2,037 sqft
Kitchen
- Dimensions: 14.11x22.4
Laundry
- Dimensions: 5.6x5.9
Living Room
- Dimensions: 14.9x18.8
Master Bedroom
- Dimensions: 13.5x23
Property
Details
- Parcel number: 484377
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio,Storage
- Spa features: Community
- Fencing: Back Yard,Full,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 7,126 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $371 | $4,452 |
| Electricity | $238 | $2,859 |
| Total | $2,440 | $29,280 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $319,900 |
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