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3018 WATER Street, Jacksonville, FL, 32208

3beds
2baths
1,152sqft
$199,900
$174price/sqft
$1,897/moest. monthly cost
$75,880/yrincome needed

About This Home

Nestled in a waterfront neighborhood, this charming 3-bedroom, 2-bath home offers an abundance of natural light, modern updates, and exceptional value. Featuring a spacious living area, full kitchen, fresh paint throughout, and a well-maintained yard, this home has been thoughtfully cared for and beautifully updated. Recently remodeled within the last 3 years, the property showcases pride of ownership and move-in-ready convenience. Enjoy close proximity to local shops, restaurants, parks, and nearby amenities while living in a peaceful neighborhood setting. Whether you're a first-time homebuyer or an investor looking for a turnkey opportunity, this home is one you won't want to miss!

Getting Around

43
WalkingCar-Dependent
36
TransitSome Transit
54
BikeBikeable

Schools

3/10
4/10
Jean Ribault High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1945

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 0291620020
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$325$3,900
Property Taxes $365$4,380
Electricity $197$2,366
Total$1,897$22,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,040/yr
40% on housing$56,910/yr
45% on housing$50,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 32208$81
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32208$114
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$199,900
2026-07-21Price change$205,000
2026-05-11Listed for sale$210,000
2024-05-10Sold$164,900
2024-04-09Price change$164,900
2024-03-22Price change$175,000
2024-03-20Listed for sale$179,999
2024-01-21Pending sale$179,999
2024-01-15Listed for sale$179,999
2021-10-27Listing removed--
2021-10-25Price change$1,066
2021-10-18Price change$1,106
2021-10-13Price change$1,146
2021-09-29Price change$1,286
2021-08-27Listed for rent$1,356
2021-07-25Listing removed--
2021-06-22Listed for rent$1,356
2019-04-05Sold$118,000
2019-02-18Listing removed$950
2019-02-18Pending sale$118,000
2019-02-18Listed for sale$118,000
2018-11-15Listed for rent$950
2018-09-19Listing removed$950
2018-08-20Listed for rent$950
2018-06-04Sold$18,000

For Sale by Agent

AgentKIMBERLY SHOCKS
BrokerageOCEAN ONE REAL ESTATE GROUP LLC

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