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17598 W CHAMA Drive, Surprise, AZ, 85387

3beds
3baths
2,231sqft
$680,000
$305price/sqft
$4,071/moest. monthly cost
$162,840/yrincome needed

About This Home

BACK ON MARKET NO FAULT OF SELLER! Located in the highly sought-after 55+ community of Heritage in North Surprise, this beautifully upgraded 3-bedroom, 3-bath plus den home sits on a premium lot with no neighbors behind--offering privacy and peaceful desert views. This home features a rare 50 ft RV garage plus a 3-car garage, complete with insulation and mini-split systems--perfect for climate-controlled storage, hobbies, or workspace. Easy access for RV from street. Inside, you'll find an upgraded kitchen with high-end appliances, tile backsplash, and a Blanco granite sink, along with tile flooring throughout (no carpet in main living areas). The home also includes upgraded cabinetry with roll-out drawers and added organization, a barn door in the primary bath, water softener system, and sunshade screens for added efficiency. Step outside to a fully landscaped backyard featuring a pergola and built-in jacuzzi--ideal for relaxing or entertaining. Additional highlights include owned solar (not leased), rain gutters, security screen door, and a smart RV garage door system with automatic locking. One of the only homes currently available in this community--don't miss your opportunity to enjoy resort-style living with amenities including pickleball, pool, fitness center, and more.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-125.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted,Ducts Professionally Air-Sealed

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Refrigerator,Dishwasher,Disposal,Gas Range,Gas Oven,Gas Cooktop
  • Laundry features: Inside,Engy Star (See Rmks)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Non-laminate Counter,High Speed Internet,Granite Counters,Double Vanity,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm
  • Window features: Screens,Solar Screens
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Solar,Forced Air,Mini Split,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Mini Split,Programmable Thmstat

Interior Area

  • Total structure area: 2,231
  • Total interior livable area: 2,231 sqft

Property

Accessibility

  • Accessibility features: Lever Handles,Hard/Low Nap Floors,Bath Lever Faucets,Bath Grab Bars,Accessible Hallway(s)

Details

  • Parcel number: 50377962
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered Deck,Patio
  • Exterior features: Rain Gutters,RV Hookup
  • Has spa: Yes
  • Spa features: Above Ground,Heated
  • Fencing: Perimeter,Back Yard,Block
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,747 sqft
  • Features: Gravel/Stone Back,Synthetic Grass Back,Irrigation Front,Irrigation Back

Parking

  • Total spaces: 5
  • Parking features: Attached,RV Access/Parking,Gated,Garage Door Opener,Extended Length Garage,Over Height Garage,Temp Controlled,RV Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance $148$1,776
Property Taxes $249$2,988
Electricity $236$2,835
Total$4,071$48,852

Income You'd Need if You Spent...

35% on housing$139,577/yr
40% on housing$122,130/yr
45% on housing$108,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 85387$211
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85387$226
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$680,000
2026-05-03Listed for sale$680,000
2026-04-05Contingent$680,000
2026-04-05Listed for sale$680,000
2026-04-02Pending sale$680,000
2026-03-27Listed for sale$680,000
2022-11-16Sold$570,990

For Sale by Agent

AgentRose Guillen, eXp Realty
BrokerageeXp Realty

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