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1152 Palmer Rd, Galt, CA, 95632

2beds
2baths
1,605sqft
$524,016
$326price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

Dry Creek Oaks: The TULIP floor plan (1,605 sq ft) offers an open great room with spacious kitchen, large island and covered patio. Each home includes upscale finishes such as granite countertops, stainless steel appliances, luxury vinyl plank flooring, and energy-efficient features. Located just a short drive from Sacramento, residents enjoy access to a 4,500-square-foot clubhouse with a swimming pool, pickleball courts, bocce ball, a putting green, horseshoes, a walking trail, etc. Pet friendly community with many events for residents to enjoy. Easy walk or cart ride to Dry Creek Golf Course.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
Galt High SchoolGrades 9-120.8 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Shingle,Flat,Tile
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range
  • Laundry features: Laundry Room,Cabinets,Electric Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,605 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 15008100730000
  • Zoning description: res
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 4,499 sqft
  • Features: Auto Sprinkler F&R,Shape Regular,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate

How This Home’s Risks Compare

Drought

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$134$1,608
Property Taxes $504$6,048
Electricity $398$4,786
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$534,016

New Construction

AgentDave Hoggatt
BrokerageCobalt Real Estate

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