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912 Hogan Rd, Galt, CA, 95632

2beds
3baths
1,960sqft
$585,000
$298price/sqft
$4,246/moest. monthly cost
$169,840/yrincome needed

About This Home

Barely lived-in and truly move-in ready 912 Hogan Road was built in 2023 and includes the refrigerator, washer, and dryer. This 1,960 sq ft single-story home sits inside the gates of Galt's 55+ Dry Creek community, offering 2 bedrooms, 2.5 bathrooms, and a flex space that works equally well as a den, office, or third bedroom. Inside, the open great room and dining area flow together under natural light. The kitchen features granite countertops, custom cabinetry, and stainless steel appliances. Luxury vinyl plank flooring runs throughout the main living areas, with tile in the bathrooms and laundry. Electric window coverings add both convenience and a polished finish. Two primary suites sit at opposite ends of the home for added privacy. All-electric systems keep utility costs low, and the attached garage plus an established front and backyard mean less upkeep and more time to enjoy the community. Dry Creek residents have access to the 4,500 sq ft clubhouse, a walking trail that leads directly to Dry Creek Golf Course, and recreational amenities that include a heated pool, pickleball courts, putting green, bocce ball, and horseshoes. The location puts you minutes from Highway 99, everyday shopping, and services. A low-maintenance, move-in-ready home in one of Galt's premier active-adult communities.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
Galt High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete,Slab
  • Roof: Cement,Tile
  • Construction materials: Stone,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Ice Maker,Dishwasher,Disposal,Electric Cooktop,Free-Standing Electric Oven,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Smart Vent
  • Cooling features: Ceiling Fan(s),Smart Vent,Central Air,Heat Pump

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,960 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Slab Counter,Kitchen Island

Property

Details

  • Parcel number: 15008200170000
  • Zoning: R2
  • Special condition: Standard

Lot

  • Lot size: 6,420 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate

How This Home’s Risks Compare

Drought

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$150$1,800
Property Taxes $718$8,616
Electricity $420$5,043
Total$4,246$50,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,577/yr
40% on housing$127,380/yr
45% on housing$113,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$560,000
2026-06-27Listed for sale$585,000
2023-09-06Sold$557,000

For Sale by Agent

AgentJordan Mortimer
BrokerageKeller Williams Realty

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