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3989 Salt Point Way, Rancho Cordova, CA, 95742

4beds
3baths
2,920sqft
$788,000
$270price/sqft
$5,720/moest. monthly cost
$228,800/yrincome needed

About This Home

The seller is very motivated to sell the property quickly. Experience modern comfort and style in this stunning two-story home, located in a peaceful, family-friendly neighborhood of Rancho Cordova. Featuring approximately 2,880 sq ft of living space, this newer home offers four spacious bedrooms, three bathrooms, and a sleek, open-concept kitchen equipped with high-end appliances. It has 3 attached garages. The low-maintenance backyard is ideal for both relaxing and entertaining. Solar lease is included at just $99.92 per month. This opportunity won't last. Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
15
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete
  • Roof: Shingle,Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,920 sqft

Kitchen

  • Features: Pantry Closet,Island w/Sink,Kitchen/Family Combo

Property

Details

  • Parcel number: 06724000270000
  • Zoning description: Residential
  • Special condition: Offer As Is

Features

  • Exterior features: Covered Courtyard

Lot

  • Lot size: 4,499 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,984$47,808
Home Insurance *$176$2,112
Property Taxes $934$11,208
Electricity $626$7,513
Total$5,720$68,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,114/yr
40% on housing$171,600/yr
45% on housing$152,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$788,000
2025-12-11Listing removed$808,000
2025-09-22Listed for rent$3,500
2025-09-02Price change$808,000
2025-08-04Price change$815,000
2025-07-31Listing removed$3,500
2025-07-03Price change$825,000
2025-06-12Listed for sale$848,000
2025-02-28Price change$3,500
2025-01-27Listed for rent$3,650
2022-05-27Sold$754,000

For Sale by Agent

AgentMary Seo
BrokerageOrnate Inc

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