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12825 Tower Beach Way, Rancho Cordova, CA, 95742

4beds
3baths
2,920sqft
$709,000
$243price/sqft
$4,930/moest. monthly cost
$197,200/yrincome needed

About This Home

WOW FACTOR BEAUTIFUL! Step into elevated living in this stunning Plan 5 home, where style, space, and sophistication come together effortlessly. A dramatic ultra-modern staircase with sparkling crystal chandeliers creates a striking first impression and sets the tone for the homes refined design. Light-filled living flows through the expansive Great Room and formal living area into a chef-inspired kitchen featuring sleek quartz countertops, premium appliances, a large walk-in pantry, and abundant cabinetry and counter space perfect for cooking, entertaining, and everyday living. The main level offers exceptional flexibility with a private office/den ideal for work or guests, plus a downstairs bedroom and full bathroom perfect for multigenerational living or visitors. Upstairs includes three generously sized bedrooms and two full bathrooms, providing comfort and privacy for the entire household. Built in 2022, this home showcases modern finishes, abundant natural light, solar power, and an EV charger. The beautifully landscaped backyard is designed for year-round entertaining, relaxing, and play. Conveniently located with easy commuter access, nearby shopping, and close proximity to lakes and river recreation, this home blends lifestyle and convenience seamlessly. A must see!

Getting Around

0
WalkingCar-Dependent
15
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle, Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Walk-In Closet(s)
  • Fireplace features: Insert,Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Solar and Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,920
  • Total interior livable area: 2,920 sqft

Property

Details

  • Parcel number: 06724000540000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 2
  • Fencing: Perimeter

Lot

  • Lot size: 4,573 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$158$1,896
Property Taxes $561$6,732
Electricity $626$7,513
Total$4,930$59,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,028/yr
40% on housing$147,900/yr
45% on housing$131,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$709,000
2022-08-31Sold$753,500

For Sale by Agent

AgentLeon D'Aquino
BrokerageRE/MAX Gold Redwood Shores.

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