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12425 Columba Way, Rancho Cordova, CA, 95742

2beds
3baths
1,701sqft
$506,560
$298price/sqft
$3,392/moest. monthly cost
$135,680/yrincome needed

About This Home

Experience elevated 55+ living at K. Hovnanian's Four Seasons at The Ranch, a premier active adult community designed for comfort, style, and convenience. The Raven plan is a beautifully crafted single-story home offering 2 spacious bedrooms, 2 baths, and a versatile home office enhanced with modern barn doors for added character. At the center of the home, the gourmet kitchen features Grey cabinetry, Soapstone Mist quartz countertops, a generous island, and stainless-steel appliances an ideal setting for both everyday meals and entertaining. The open great room, highlighted by vaulted ceilings, fills with natural light to create a warm and inviting atmosphere perfect for gathering or unwinding. The private primary suite serves as a tranquil retreat with a spa-inspired bath, dual vanities, and a step-free shower designed for comfort and ease. Blending refined finishes with a low-maintenance lifestyle, the Raven plan offers the perfect setting to enjoy your next chapter with confidence and style. ***Price subject to Change, Photos are our Model Home actual home will vary.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1210.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stone,Stucco,Frame,Wood

Other

  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Range Hood,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Electric Water Heater,ENERGY STAR Qualified Appliances,Free-Standing Electric Range
  • Laundry features: Laundry Room,Electric Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Bar

Features

  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,701 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Quartz

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 06726500610000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 4,804 sqft
  • Features: Sprinklers In Front,Close to Clubhouse,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,561$30,732
Home Insurance *$113$1,356
Property Taxes $320$3,840
Electricity $398$4,786
Total$3,392$40,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,297/yr
40% on housing$101,760/yr
45% on housing$90,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$501,193
2026-03-17Listed for sale$499,193

New Construction Spec

AgentMichelle Nguyen
BrokerageK. Hovnanian California Operations

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