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3929 E La Jolla St, Ontario, CA, 91761

5beds
3baths
2,501sqft
$850,000
$340price/sqft
$5,770/moest. monthly cost
$230,800/yrincome needed

About This Home

Built by KB Home in 2023, this beautifully upgraded corner-lot residence is located in the highly sought-after Ontario Ranch community. Designed with a spacious, open-concept floor plan, the home offers 5 bedrooms and 3 full bathrooms, including a desirable first-floor bedroom and full bath—ideal for guests or multi-generational living. This light-filled home features numerous builder upgrades, paid-off solar panels, and a thoughtfully designed layout that combines comfort with modern style. Residents enjoy resort-style community amenities, including a beautiful park and swimming pool. Conveniently located within walking distance to Costco, 99 Ranch Market, and a variety of shopping, dining, and entertainment options, this home offers the perfect blend of comfort, convenience, and contemporary living.

Getting Around

4
WalkingCar-Dependent
26
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

10/10
Park View ElementaryGrades K-61.3 mi
6/10
5/10
Colony High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Separate Shower,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,501 sqft

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 0218343090000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Association
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,900 sqft
  • Features: 0-1 Unit/Acre,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$142$1,704
Property Taxes $794$9,528
Electricity $536$6,435
Total$5,770$69,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,828/yr
40% on housing$173,100/yr
45% on housing$153,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 91761$285
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91761$389
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$850,000

For Sale by Agent

AgentALAN KUNLUN XIANG
BrokeragePinnacle Real Estate Group

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