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3852 Sherbourne Dr, Independence, KY, 41051

3beds
3baths
2,060sqft
$599,500
$291price/sqft
$3,852/moest. monthly cost
$154,080/yrincome needed

About This Home

This stunning ranch home in Sherbourne Estates shows like a model and is packed with thoughtful upgrades inside and out. Enjoy first-floor living with a wide-open floor plan, soaring ceilings, and high-end finishes throughout. The kitchen is built for entertaining, featuring a large granite island, walk-in pantry, gas stove, extended height cabinets, and a spacious breakfast area with access to a covered deck and outdoor fireplace. The private primary suite offers a custom walk-in closet, double vanity, and oversized step-in shower. A second bedroom and full bath create ideal guest space, while French doors lead to a flexible home office or craft room. Downstairs, the finished lower level includes a large family room, walkout access to a covered patio, full bath, and potential guest suite or gym. Extras include designer lighting and ceiling fans, an oversized garage, attic insulation blanket, and mature landscaping with strawberry, blackberry, and raspberry bushes. All of this with no HOA, just minutes to parks, golf, and shopping.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
9/10
Dixie Heights High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Gas Oven,Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s),Ceiling Fan(s)
  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Bedroom3

  • Features: Carpet Flooring,Ceiling Fan(s)
  • Level: Lower
  • Area: 154
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Features: Walk-Out Access,Luxury Vinyl Flooring
  • Level: First
  • Area: 240
  • Dimensions: 20 x 12

Entry

  • Features: Closet(s),Luxury Vinyl Flooring
  • Level: First
  • Area: 91
  • Dimensions: 13 x 7

Family Room

  • Features: Walk-Out Access,Storage,Ceiling Fan(s),Recessed Lighting,Luxury Vinyl Flooring
  • Level: Lower
  • Area: 1260
  • Dimensions: 42 x 30

Features

  • Kitchen Island,Walk-In Closet(s),Storage,Pantry,Open Floorplan,Granite Counters,Eat-in Kitchen,Double Vanity,Chandelier,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),High Ceilings,Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Slider Window(s),Vinyl Frames
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Kitchen

  • Features: Walk-Out Access,Breakfast Bar,Kitchen Island,Gourmet Kitchen,Eat-in Kitchen,Pantry,Wood Cabinets,Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 255
  • Dimensions: 17 x 15

Laundry

  • Features: Built-in Features,Luxury Vinyl Flooring
  • Level: First
  • Area: 54
  • Dimensions: 9 x 6

Living Room

  • Features: Fireplace(s),Ceiling Fan(s),Luxury Vinyl Flooring
  • Level: First
  • Area: 380
  • Dimensions: 20 x 19

Other

  • Features: French Doors,Luxury Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Shower With Bench
  • Level: First
  • Area: 160
  • Dimensions: 16 x 10

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s)
  • Level: First
  • Area: 285
  • Dimensions: 19 x 15

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 0310002300.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.74 Acres
  • Features: Level,Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,031$36,372
Home Insurance *$248$2,976
Property Taxes $411$4,932
Electricity $162$1,952
Total$3,852$46,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,068/yr
40% on housing$115,560/yr
45% on housing$102,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 41051$186
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41051$190
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-18Price change$649,000
2025-03-25Listed for sale$659,000
2025-02-14Listing removed$675,000
2025-02-04Price change$675,000
2025-01-16Listed for sale$685,000
2022-07-14Sold$616,264

For Sale by Agent

AgentCaldwell Group, eXp Realty, LLC, Kayla Andrews, eXp Realty, LLC
BrokerageeXp Realty, LLC

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