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395 DURAY Court, Jacksonville, FL, 32208

2beds
1baths
967sqft
$150,000
$155price/sqft
$1,292/moest. monthly cost
$51,680/yrincome needed

About This Home

Charming income-producing property in an established Northside Jacksonville neighborhood! This unique property features a 967 sq. ft. main home plus a 210 sq. ft. detached efficiency unit, offering flexibility for investors, owner-occupants, or multi-generational living. The main residence offers classic character with a functional floor plan, spacious living area with fireplace, two bedrooms, one bath, indoor laundry room, and separate dining space. The detached efficiency includes its own kitchenette and bath, making it ideal for rental income, guest accommodations, home office, or studio space. Driveway parking and mature surroundings, this property combines charm, versatility, and upside potential. The main home is currently tenant occupied on a month-to-month lease, providing immediate income with future options for owner occupancy or repositioning. Interior photos reflect current occupancy an

Getting Around

56
WalkingSomewhat Walkable
38
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10
Jean Ribault High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1941

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Separate Meters

Interior Area

  • Total interior livable area: 967 sqft

Property

Details

  • Parcel number: 0354870000
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$244$2,928
Property Taxes $93$1,116
Electricity $197$2,366
Total$1,292$15,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,297/yr
40% on housing$38,760/yr
45% on housing$34,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 32208$81
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32208$114
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$175,000
2026-04-20Listed for sale$225,000
2012-11-29Sold$14,000
2011-05-29Listing removed$13,900
2011-03-12Price change$13,900
2011-01-18Price change$16,900
2010-12-04Price change$19,900
2010-08-17Listed for sale$20,500
1994-09-07Sold$37,000

For Sale by Agent

AgentBRIAN GABREE
BrokerageLPT REALTY LLC

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