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2603 W Samuel St, Gulfport, MS, 39503

3beds
2baths
1,053sqft
$149,900
$142price/sqft
$1,195/moest. monthly cost
$47,800/yrincome needed

About This Home

Welcome to this cozy and affordable single-family home in the heart of Gulfport, MS -- just minutes from the beautiful Mississippi Gulf Coast beaches and all the shopping, dining, and entertainment the area has to offer. This charming residence offers 3 bedrooms and 1 bathroom with a comfortable layout designed for everyday living. The spacious living area flows easily into the kitchen and dining space, creating a warm and inviting atmosphere. The home also features an attached garage for added convenience. Step outside to the covered patio and fenced backyard -- perfect for outdoor gatherings, pets, gardening, or simply enjoying the Gulf Coast sunshine. Located in the Pine Hills subdivision, this property is ideal for first-time buyers, downsizers, or investors looking for a great opportunity in Gulfport's growing market. Don't miss your chance to make this home yours!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
7/10

Construction

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Tile,Other

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,053
  • Total interior livable area: 1,053 sqft

Property

Details

  • Parcel number: 0908o02038.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Other,See Remarks
  • Fencing: Front Yard,Fenced

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$173$2,076
Property Taxes $73$876
Electricity $192$2,304
Total$1,195$14,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,971/yr
40% on housing$35,850/yr
45% on housing$31,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$131
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$159,000
2026-04-10Price change$165,000
2026-02-13Listed for sale$175,000
2015-11-06Sold--

For Sale by Agent

AgentLaMesia Pierce
BrokerageEpique

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