27 Clearwater Poin, Putnam, IL, 61560
About This Home
WATERFRONT AT LAKE THUNDERBIRD WITH 135 FEET MOL OF SHORELINE ! SIX BEDROOM AND FOUR BATH RANCH FEATURES A LARGE KITCHEN & ISLAND WITH NEW FLOORS IN 2025 AND NEWER STOVE. FAMILY ROOM INCLUDES FIREPLACE. FULL FINISHED WALK-OUT BASEMENT WITH NEWER FLOORING INCLUDES IN-LAW KITCHEN, LARGE BATH W WHIRLPOOL TUB AND LOTS OF STORAGE. WRAP AROUND DECK HAS PLENTY OF ROOM TO ENJOY THE LAKE VIEWS WHILE RELAXING OR GRILLING OUT. STONE STEPS BRING YOU TO PIER AND TWO BOAT LIFTS. STORAGE SHED INCLUDES A DECK LOOKING OVER WOODED HILLSIDE AND MORE WATER VIEWS. TWO CAR ATTACHED GARAGE W LARGE WORK BENCH. NEW ROOF. HOA AMENITIES INCLUDE CLUBHOUSE, POOL, SAND BEACH, TENNIS/PICKLE-BALL COURT. NATURE AREAS AND WALKING TRAILS. FULLY FURNISHED.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Full,Walk-Out Access
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 120
- Dimensions: 10X12
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 180
- Dimensions: 12X15
Bedroom4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 80
- Dimensions: 10X8
Bedroom5
- Features: Flooring (Carpet)
- Level: Basement
- Area: 120
- Dimensions: 12X10
Bedroom6
- Features: Flooring (Carpet)
- Level: Basement
- Area: 120
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 112
- Dimensions: 8X14
Family Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 160
- Dimensions: 8X20
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 1,200
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 1,500 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Luxury Vinyl)
- Level: Main
- Area: 112
- Dimensions: 8X14
Laundry
- Level: Main
- Area: 28
- Dimensions: 4X7
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 160
- Dimensions: 10X16
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Main
- Area: 180
- Dimensions: 12X15
Storage
- Level: Basement
- Area: 192
- Dimensions: 12X16
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0300038190
- Special condition: None
Features
- Stories: 1
- Has view: Yes
- View description: Water,Back of Property,Side(s) of Property
- Water view: Water,Back of Property,Side(s) of Property
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.63 Acres
- Features: Cul-De-Sac,Irregular Lot
- Lot size dimensions: 58 X 238 X 217 X 166
Parking
- Total spaces: 10
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Inland Flooding
- Tornado
- Drought
- Hail
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,417 | $29,004 |
| Home Insurance * | $491 | $5,892 |
| Property Taxes | $581 | $6,972 |
| Electricity | $130 | $1,569 |
| Total | $3,619 | $43,428 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
View on Zillow