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420 Greenwich Ave NW, Pt Charlotte, FL, 33952

6beds
2baths
1,378sqft
$198,000
$144price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

SELLER FINANCING AVAILABLE! NO HOA! INVESTOR SPECIAL! 6BR 2BA home in Port Charlotte is close to shopping, restaurants, major roadways, and just minutes to Port Charlotte Beach Park. Great opportunity as a primary residence or for long and short-term investment rental property with strong income potential. This property has been updated with a new roof (2023), A/C (2020), and features durable vinyl flooring, crown molding, and a functional layout designed for multiple occupants. The home offers flexible living space with a high bedroom count, making it ideal for maximizing rental income. Property includes appliances, hurricane shutters, and sits on a spacious lot with a carport. Seller and private financing available. Do not wait it will not last long!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
4/10
Murdock Middle SchoolGrades 6-83.5 mi
2/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Other,Stone Counters,Thermostat
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 1,378 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 402221404016
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Other,Private Mailbox

Lot

  • Lot size: 9,999 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$131$1,572
Property Taxes $138$1,656
Electricity $197$2,366
Total$1,467$17,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$149
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$249,000
2026-04-28Price change$269,000
2026-04-21Price change$279,000
2026-04-10Price change$289,000
2026-04-03Listed for sale$299,000
2026-03-30Listing removed$250,000
2026-03-09Price change$250,000
2026-03-05Price change$289,000
2026-02-28Listed for sale$299,000
2024-07-15Sold$225,000
2024-06-30Pending sale$250,000
2024-06-24Price change$250,000
2024-06-16Listed for sale$265,000
2024-05-13Listing removed--
2024-05-03Price change$297,000
2024-04-19Price change$298,900
2024-04-12Price change$299,000
2024-03-25Price change$299,900
2024-03-01Price change$329,700
2024-01-16Price change$329,900
2023-10-27Price change$339,800
2023-09-12Price change$339,900
2023-08-21Price change$350,000
2023-08-07Price change$349,900
2023-07-17Price change$355,000
2023-07-10Listed for sale$356,000

For Sale by Agent

AgentDaniel Hut
BrokerageHUT REALTY, LLC

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