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94-1488 Kala St, Naalehu, HI, 96772

1beds
1baths
452sqft
$105,000
$232price/sqft
$973/moest. monthly cost
$38,920/yrincome needed

About This Home

Discover your affordable and peaceful getaway in Nā‘ālehu and enjoy the simplicity of off-grid living. Located less than 10 minutes away from the conveniences of town, you'll enjoy easy access to the grocery store, gas station, restaurants and more. This unpermitted structure provides all the essentials for comfortable living, featuring new laminate flooring installed in 2024, a 2,500 gallon water tank, a kitchen set up powered by portable propane, and a bathroom that was finished in 2024. Being sold As-Is, unpermitted , cash only sale. The information herein may contain inaccuracies and is provided without warranty or guarantee of any kind. Agents and Buyers must independently verify any info they deem material or important to their purchase or any offered price there under. Square footage should be confirmed by an appraisal report.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-62.4 mi

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 452
  • Total interior livable area: 452 sqft

Property

Details

  • Parcel number: 3940140570000
  • Zoning: A-20A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Grassy,Wooded

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$39$468
Property Taxes $30$360
Electricity $374$4,497
Total$973$11,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,360/yr
40% on housing$29,190/yr
45% on housing$25,946/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 96772$287
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96772$378
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listed for sale$105,000
2025-11-21Listing removed$99,000
2025-10-27Listed for sale$99,000
2025-10-24Contingent$99,000
2025-10-20Listed for sale$99,000
2023-12-26Sold$85,000
2023-10-13Price change$99,900
2023-05-17Listed for sale$125,000

For Sale by Agent

AgentJeanette Mochida
BrokerageHawaii Life

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