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232 Locust Pass, Ocala, FL, 34472

3beds
2baths
1,209sqft
$249,995
$207price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Down Payment Assistance is available to those that qualify. $5,000 in concessions also. Are you ready to embrace the lifestyle you've always dreamed of? Look no further, as an exquisite home is currently under construction in the highly sought-after Silver Spring Shores. This property brings together modern design, comfort, and a strong sense of community. Key Features: 1. Open Concept Living: This home features a thoughtfully designed open concept layout, creating an expansive and inviting atmosphere. The seamless flow from the living area to the dining space is perfect for hosting friends and family. 2. Split Bedroom Plan: Privacy and comfort are paramount in this home, thanks to the well-thought-out split bedroom plan. The master suite is discreetly separated from the other bedrooms, providing a serene retreat. 3. Warranty Included: Your investment is safeguarded with a 2-10 warranty, assuring you of quality and peace of mind for years to come. 4. Contemporary Kitchen: The kitchen is a true culinary haven, boasting a luxurious Quarts countertop and a stainless steel appliance package. This kitchen is not only stylish but also highly functional, making it a delightful space for preparing meals. 5. No Carpet: Say goodbye to the hassle of carpet maintenance. This home is designed with your convenience in mind, featuring no carpet, ensuring easy cleaning and a more allergen-friendly environment. 6. Community Oasis: Silver Spring Shores is a vibrant and friendly community. Paved streets make for safe and enjoyable strolls, and the neighborhood's Lakes Community Pool, Golf Course, and Shopping. Here, you'll find everything you need for a fulfilling and active lifestyle. Seize the opportunity to own a home in the enchanting Silver Spring Shores. This property seamlessly blends contemporary living with a warm and welcoming community. Don't wait - schedule a viewing today and begin imagining the life you've always wanted in this exceptional setting.

Getting Around

3
WalkingCar-Dependent
19
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-85.8 mi
2/10
Lake Weir High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: MCM X RALO
  • Builder name: MUDD CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Split Bedroom,Stone Counters,Walk-In Closet(s)
  • Flooring: Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,653
  • Total interior livable area: 1,209 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 9032089513
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Lightning

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$174$2,088
Property Taxes $149$1,788
Electricity $197$2,366
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 34472$104
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34472$178
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-09Price change$249,995
2025-05-08Price change$254,995
2025-03-04Price change$259,995
2025-01-30Price change$265,000
2025-01-17Price change$365,000
2024-11-27Listed for sale$265,000
2005-11-18Sold$33,500

New Construction

AgentFrank Falbo
BrokeragePLATINUM HOMES AND LAND REALTY

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