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4208 HOMER Road S, Jacksonville, FL, 32209

2beds
2baths
828sqft
$180,000
$217price/sqft
$1,593/moest. monthly cost
$63,720/yrincome needed

About This Home

Check out this solid block beauty with brand new everything. Maintenance-free living for many years to come. Luxury modern kitchen with quality cabinets and quartz counters. All stainless steel appliances still with the stickers on and under warranty. Two full bathrooms featuring marble tile showers and floors. Master bedroom with en-suite large bathroom and huge walk-in closet. State of the art tankless water heater. Washer & Dryer tower. Long driveway, carport, and massive back yard with mature landscaping and tall trees for shade. End of cul-de-sac surrounded by single family homes. Feels like the suburbs but right in the city. A must see.

Getting Around

12
WalkingCar-Dependent
38
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Freezer,Microwave,Plumbed For Ice Maker,Refrigerator,Tankless Water Heater,Washer/Dryer Stacked
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Primary Bathroom - Shower No Tub,Master Downstairs
  • Flooring: Laminate,Marble,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0411980000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch,Side Porch
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 7,800

Parking

  • Total spaces: 1
  • Parking features: Carport,Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$276$3,312
Property Taxes $210$2,520
Electricity $197$2,366
Total$1,593$19,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,617/yr
40% on housing$47,790/yr
45% on housing$42,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 32209$71
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32209$125
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$180,000
2024-08-23Sold$45,000

For Sale by Agent

AgentCECILIA KUPCHIK
BrokerageUS REALTY HUB

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