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2103 Waterloo Rd, Maryville, TN, 37803

5beds
4baths
2,959sqft
$699,900
$237price/sqft
$4,335/moest. monthly cost
$173,400/yrincome needed

About This Home

Beautiful 5BR Brick Home in Oxford Hills - West Maryville Located in the highly desirable Oxford Hills subdivision, this all-brick 2-story Cape Cod with a finished basement offers plenty of space inside and out. Conveniently located within the highly sought after Maryville City School District. This home features 5 bedrooms, 3.5 bathrooms, hardwood floors throughout the main level, and a spacious floor plan that's perfect for entertaining. The kitchen is equipped with a Viking gas cooktop, Kenmore Pro double ovens, microwave, new refrigerator, custom cabinetry, and honed granite countertops. The main-level primary suite includes a large walk-in closet, double vanity, linen closet, and tub/shower combination. A formal dining room and oversized laundry room with abundant cabinetry add even more functionality. Upstairs you'll find three additional bedrooms and a full bath (one bedroom is large enough to serve as a bonus room). The finished basement includes a fifth bedroom, full bath, and additional living/bonus space. Recent updates include fresh interior paint, new carpet upstairs and in the basement, a new deck, and a beautiful flagstone patio overlooking the huge, rolling backyard. Additional improvements include: * Covered back patio * Insulated shed * 27 x 22 Post-frame building * Chain-link fenced area * Extended concrete driveway * New Garage Doors * Professional landscaping improvements Enjoy relaxing on the covered back patio while overlooking the spacious backyard with plenty of room for entertaining, pets, gardening, or hobbies. This home offers the perfect combination of space, updates, and location in one of West Maryville's most desirable neighborhoods.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
8/10
8/10
Maryville High SchoolGrades 10-122.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Brick,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer,Other

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Pantry,Bonus Room
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,959
  • Total interior livable area: 2,959 sqft

Property

Details

  • Parcel number: 079B G 034.00
  • Attached to another structure: Yes

Features

  • Exterior features: Prof Landscaped

Lot

  • Lot size: 0.56 Acres
  • Features: Level,Rolling Slope
  • Lot size dimensions: 110 x 253

Parking

  • Parking features: Garage Faces Side,Garage Door Opener,Attached,Carport,Detached
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $277$3,324
Property Taxes $279$3,348
Electricity $240$2,885
Total$4,335$52,020

Income You'd Need if You Spent...

35% on housing$148,628/yr
40% on housing$130,050/yr
45% on housing$115,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 37803$211
Blount County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 37803$213
Blount County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$699,900
2026-07-16Price change$724,900
2026-07-09Price change$734,900
2026-07-04Listed for sale$743,500
2024-02-14Sold$575,000
2024-01-07Pending sale$575,000
2024-01-04Listed for sale$575,000

For Sale by Agent

AgentDarrell Lewis
BrokerageDIYFlatfee.com

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