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4086 E Oak Trail Rd, Santa Ynez, CA, 93460

3beds
5baths
3,872sqft
$3,699,000
$955price/sqft
$21,852/moest. monthly cost
$874,080/yrincome needed

About This Home

Experience the country lifestyle of your dreams in this spectacular Santa Ynez ranch within the prestigious Oak Trail Ranch community! Spanning an impressive 33.27 acres, this gated compound is a secluded sanctuary surrounded by natural beauty - rolling hills, majestic oak trees, and pastoral panoramas. At the heart of this estate is the main residence, a stunningly designed home that offers warmth, comfort, and convenience. Expansive windows invite in sunlight and scenic vistas, illuminating the vaulted ceilings soaring over gorgeous terracotta tile flooring. A seamless open layout that flows from the fireplace in the living area to the gleaming tilework in the kitchen makes entertaining effortless, with direct access to the resort-inspired yard centered around a pristine pool and spa. Two ensuite bedrooms provide tranquil repose.The delightful guesthouse and rustic-style pool house each ensure privacy for overnight company. Whether you're an artist, craftsman, or entrepreneur, the generous workshop and artist studio awaits any project. For equestrian enthusiasts or those looking to raise livestock or cultivate a vineyard, this versatile property welcomes many different agricultural pursuits. With a well-sized barn and storage shed, a separate burro barn, and its own well and solar energy system, the possibilities are endless. With fabulous restaurants, shops, and world-class wineries only minutes away, why wait? Come make this gem yours while it's still available!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Wood,Shingle
  • Construction materials: Wood Siding,Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dryer,Refrigerator,Microwave,Oven,Reverse Osmosis,Washer,Disposal,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Breakfast Bar,Dining Area

Features

  • Pantry,Cathedral Ceiling(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick/Stone,Other,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Bottled Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,872
  • Total interior livable area: 3,872 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 133180005
  • Zoning description: Residential,Other,Residential Rural,Residential Single Family,Rural
  • Special condition: Standard
  • Horse amenities: Horse Facility

Features

  • Stories: 2
  • Entry location: No Stairs to Entry
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Hot Tub/Spa
  • Fencing: Fenced Yard,Fenced
  • Has view: Yes
  • View description: Valley,Panoramic,Hill/Peak/Mnt,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 33.27 Acres
  • Features: Sloped Down,Rural Setting,Sloped Up,Mountain,Horses Allowed,Yard Sprinklers

Parking

  • Parking features: Other,Drive Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Drought
Inland Flooding
Landslide
Wildfire
Earthquake

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,704$224,448
Home Insurance *$500$6,000
Property Taxes $1,818$21,816
Electricity $830$9,963
Total$21,852$262,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$749,211/yr
40% on housing$655,560/yr
45% on housing$582,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$955This listing

vs Other Active Listings

Avg $/sqft

ZIP 93460$1,520
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93460$743
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$3,999,000
2026-03-09Contingent$3,999,000
2025-10-10Price change$3,999,000
2025-03-14Listed for sale$4,249,000
2024-07-01Listing removed--
2023-12-30Price change$4,450,000
2023-03-17Price change$4,795,000
2022-10-22Price change$5,200,000
2022-09-02Listed for sale$6,000,000

For Sale by Agent

AgentGigi Hollister, Santa Ynez Valley Real Estate, Gigi Gerritsen, Santa Ynez Valley Real Estate
BrokerageSanta Ynez Valley Real Estate

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