See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 Lassiter Dr, Richmond, KY, 40475

2beds
1baths
657sqft
$159,990
$244price/sqft
$1,135/moest. monthly cost
$45,400/yrincome needed

About This Home

Every home has a story, and this charming 2-bedroom, 1-bath home is ready to begin an exciting new chapter. Over the past several years, the property has had many improvements, and upgrades that provide peace of mind. Such as a newer HVAC and water heater, as well as siding and the roof! Perfect for a first home, or a great rental with close proximity to EKU! The basement spans the entire footprint of the home. Perfect for side hobbies, a home gym, a tool shop, and so much more! Outside, the fully fenced flat yard, space for pets, gardening, or entertaining, while a brand-new concrete pad will be poured prior to closing. Adding even more functionality to the property. Whether you're searching for your first home, or seeking an investment opportunity, this home's transformation tells a story of care and renewal. Now it's ready for its next owner to write the next chapter.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
8/10
Madison Middle SchoolGrades 6-80.8 mi
7/10

Construction

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Blinds
  • Finished area below ground: 0
  • Finished area above ground: 657

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 657
  • Total interior livable area: 657 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: R00900350051

Features

  • Levels: One
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$79$948
Property Taxes $94$1,128
Electricity $154$1,850
Total$1,135$13,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,914/yr
40% on housing$34,050/yr
45% on housing$30,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$159,990
2026-07-24Price change$159,990
2026-06-15Listed for sale$162,959
2024-06-19Sold$107,000
2024-06-03Contingent$110,000
2024-06-01Listed for sale$110,000
2021-02-25Sold$47,500

For Sale by Agent

AgentChase Rule
BrokerageThe Real Estate Co.

Similar Homes