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714 Cedar Ridge Dr, Stanford, KY, 40484

6beds
8baths
3,900sqft
$975,000
$250price/sqft
$6,736/moest. monthly cost
$269,440/yrincome needed

About This Home

Fully furnished! What story will your next chapter tell? Imagine waking to panoramic views of Cedar Creek Lake as the morning sun rises over Kentucky's rolling hills and forested shoreline. Coffee in hand, you step onto the terrace overlooking the water while guests prepare for a day of adventure on the lake, hiking nearby trails, kayaking along peaceful coves, exploring by side-by-side, or simply relaxing beside the pool. Welcome to 714 Cedar Ridge Road....an exceptional opportunity where luxury living, hospitality, recreation, and investment potential converge on approximately 9 breathtaking acres overlooking one of Kentucky's most scenic lake destinations. Currently operating as a successful bed and breakfast and event venue, this remarkable property offers the rare ability to continue an established business while unlocking countless opportunities for expansion and future revenue streams. Whether your vision includes luxury lodging, weddings, corporate retreats, wellness experiences, family gatherings, destination events, vacation rentals, or a private lakeside estate, the foundation is already in place. Guests and owners alike enjoy an impressive collection of amenities including a sparkling pool, relaxing hot tub, inviting fire pit, expansive entertaining patio, outdoor picnic and gathering areas, pavilion event space, and stunning lake-view settings designed to create unforgettable experiences. The commercial-style catering kitchen provides exceptional functionality for events, retreats, weddings, and hospitality operations. Adventure awaits just beyond the property, with nearby boat ramp access to Cedar Creek Lake, opportunities for boating, fishing, kayaking, paddleboarding, hiking, biking, and exploring the surrounding natural beauty that draws visitors year-round. The property's location and amenities create a true destination experience that keeps guests returning season after season. Nearby Attractions & Points of Interest Cedar Creek Lake Approximately 1 mile One of Kentucky's premier recreational lakes offering boating, fishing, kayaking, paddleboarding, wildlife viewing, and year-round outdoor recreation. Cedar Creek Lake encompasses approximately 784 acres and is one of Kentucky's largest state-controlled lakes. Public Boat Ramp Access Approximately 1-3 miles Multiple public boat launch facilities provide convenient access for fishing boats, pontoons, ski boats, kayaks, and other watercraft. Cedar Creek Lake Hiking & Nature Trails Approximately 1-3 miles Enjoy scenic walking trails, nature observation, bird watching, photography opportunities, and access to Kentucky's beautiful outdoor landscapes. Daniel Boone National Forest Approximately 20 miles Over 700,000 acres of protected forestland featuring hiking, mountain biking For visionary buyers, the opportunities extend far beyond the existing improvements. Expansive roof and structural areas present exciting possibilities for additional dwelling units, luxury suites, owner accommodations, expanded lodging concepts, or other creative enhancements, subject to buyer verification and approvals. The grounds offer flexibility for expanded event operations, destination retreats, outdoor entertainment venues, wellness programming, glamping concepts, corporate experiences, or boutique hospitality offerings. From breathtaking views and established revenue streams to resort-style amenities and future development potential, 714 Cedar Ridge Road presents a truly rare opportunity to acquire more than real estate, it offers the chance to own a destination. A place where guests become friends. A place where celebrations become traditions. A place where unforgettable experiences create lasting value. Whether you envision a luxury hospitality brand, an iconic event venue, a thriving investment property, or an extraordinary private retreat, this exceptional lakeside estate is ready for its next visionary owner to leave their mark.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
3/10
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bathroom5

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Outside,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,900

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 3,900 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0810004001.00

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Fire Pit,Outdoor Grill,Other
  • Fencing: Partial,Privacy,Wood
  • Has view: Yes
  • View description: Trees/Woods,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Horses can be raised: Yes

Lot

  • Lot size: 9.21 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Driveway,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$673$8,076
Property Taxes $826$9,912
Electricity $307$3,695
Total$6,736$80,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,948/yr
40% on housing$202,080/yr
45% on housing$179,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 40484$111
Lincoln County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 40484$163
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$949,000
2026-07-24Price change$975,000
2026-06-25Listed for sale$999,000
2023-12-11Sold$719,000
2023-11-10Pending sale$719,000
2023-08-09Listing removed--
2023-06-27Price change$839,000
2023-04-15Price change$849,000
2023-03-28Price change$749,000
2023-03-09Price change$849,000
2023-01-30Listed for sale$899,000
2023-01-23Listing removed--
2022-08-22Listing removed$1,500,000
2022-08-10Listed for sale$1,500,000
2017-10-30Sold$76,000

For Sale by Agent

AgentChristy Wethington
BrokerageEpique Realty - Georgetown

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