See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

190 W Ridgeway Dr, Elizabethtown, KY, 42701

3beds
3baths
1,696sqft
$385,000
$227price/sqft
$2,525/moest. monthly cost
$101,000/yrincome needed

About This Home

Let's tour this rural 1.0-acre property offering the perfect balance of space, comfort, and country living. This well-maintained 1,696-square-foot home features 3 spacious bedrooms and 2.5 bathrooms, providing plenty of room for guests. The open and functional floor plan creates a welcoming atmosphere, with comfortable living spaces ideal for everyday living and entertaining. A convenient attached garage offers secure parking and additional storage. Set on a full acre and NEW blacktop driveway (August 2026). This property provides ample outdoor space for gardening, recreation, pets, or simply enjoying the peaceful rural surroundings. Whether you're looking for a quiet retreat or a place to enjoy country living with modern conveniences, this property is ready to welcome you home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,696

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,696 sqft

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2430006049

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Full

Lot

  • Lot size: 1.01 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$223$2,676
Property Taxes $202$2,424
Electricity $154$1,850
Total$2,525$30,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,571/yr
40% on housing$75,750/yr
45% on housing$67,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$143
Hardin County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$385,000
2022-07-13Sold$310,700
2022-06-09Listed for sale$310,000
2021-06-22Sold$260,000
2018-04-16Sold$195,900
2013-02-07Sold$140,299

For Sale by Agent

AgentAnne Marie Ruemler
BrokerageBold Key Properties

Similar Homes