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4075 York Hwy, Gainesboro, TN, 38562

0beds
1baths
1,200sqft
$128,000
$107price/sqft
$959/moest. monthly cost
$38,360/yrincome needed

About This Home

Commercial or residential building with lots of potential and character to make your own! Open floor plan for flexible use and ready for your vision to renovate or repurpose. It has a drive-thru window and driveway on a corner lot intersecting highway 85 and Old Antioch Road! Cooler compressors and electric have been inspected. Don't miss this opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Jackson County Middle SchoolGrades PK,4-88.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Partial bathrooms: 1

Features

  • Other
  • Window features: Single Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 017.00

Features

  • Patio & porch: Other
  • Exterior features: Other
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 0.70 Acres
  • Features: Corner Lot
  • Lot size dimensions: 0.7 AC

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $647$7,764
Home Insurance $97$1,164
Property Taxes $40$480
Electricity $175$2,103
Total$959$11,508

Income You'd Need if You Spent...

35% on housing$32,880/yr
40% on housing$28,770/yr
45% on housing$25,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 38562$189
Jackson County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 38562$157
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$128,000
2024-11-27Listing removed$89,900
2024-10-16Price change$89,900
2024-03-04Price change$94,900
2023-12-01Listed for sale$99,900

For Sale by Agent

AgentTiana Bilbrey
BrokerageThe Property Company

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