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127 Tree Fern Ct, Camarillo, CA, 93010

3beds
2baths
960sqft
$649,500
$677price/sqft
$4,174/moest. monthly cost
$166,960/yrincome needed

About This Home

Turnkey, move in ready, single story full of nothing but charm! This beautiful 3 bedroom 2 bath home is so light and bright and hard not to love! All the floors are wood look tile or engineered wood laminate throughout. Kitchen has been remodeled with tinted glass cabinets and a great eat-at breakfast bar. Granite countertops and backsplash. Newer appliances. Stackable gas LG washer and dryer in garage stay. There is direct access from the garage to the kitchen. Both bathrooms have been redone, and an extra closet has been added in the primary bathroom. Primary bedroom leads to the private patio through sliding glass doors. Beautiful ceiling fans in both living room and primary suite. The exterior has been redone with grass (on sprinklers) and a great BBQ cement pad. Such a great space to relax and enjoy your family and friends. A new awning for al fresco dining and shade has been added - beautiful rock garden borders all around the home. There is a newer vinyl fence and gate the entire length of the left side of home. Owners have moved the gate for additional privacy. There is a one car garage and a carport and driveway parking. One-year new tankless hot water heater. New heater, which has been moved up to the attic, and all new duct work ready for A/C should new owner wish to install. Water conditioner which services whole house. The low HOA dues cover annual pest inspections, all front exterior upkeep, walkways, playground and a community rec room. This is truly a ready to go home ready for its new owner.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
5/10
5/10
Rio Mesa High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1973

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Oven,Refrigerator,Water Softener,Tankless Water Heater
  • Laundry features: In Garage,Stacked

Bathroom

  • Features: Upgraded,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Eat-in Kitchen,Granite Counters,Open Floorplan,Recessed Lighting,Storage,All Bedrooms Down,Primary Suite
  • Flooring: Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total interior livable area: 960 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 1570080085
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Raised metal planter beds on patio. Small folding table in garage with flower knobs. Metal cabinets in garage.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered,Patio
  • Spa features: None
  • Fencing: Vinyl,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,484 sqft
  • Features: Lawn

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$119$1,428
Property Taxes $373$4,476
Electricity $398$4,786
Total$4,174$50,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,108/yr
40% on housing$125,220/yr
45% on housing$111,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$677This listing

vs Other Active Listings

Avg $/sqft

ZIP 93010$459
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93010$508
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$649,500
2023-10-02Sold$600,000
2023-08-30Pending sale$584,900
2013-09-17Sold$340,000

For Sale by Agent

AgentWendy Spasiano
BrokerageSterling West Real Estate

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