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10193 County Road 4240, Kerens, TX, 75144

4beds
3baths
3,800sqft
$1,495,000
$393price/sqft
$11,603/moest. monthly cost
$464,120/yrincome needed

About This Home

A rare opportunity to own an extraordinary country estate. Spanning over 50+ picturesque acres, this one-of-a-kind property offers rolling pastures, mature woods, abundant wildlife, a private pond, & a storybook garden. At the heart of the property sits a custom 4-bed, 3-bath home featuring soaring vaulted ceilings, an open-concept design, custom finishes, & wraparound porches with breathtaking views in every direction. The spacious primary suite offers a spa-like bath, while an upstairs guest suite provides privacy for family & visitors. Thoughtfully upgraded with a whole-house Generac generator, water filtration & reverse osmosis systems, serviced well, updated septic, climate-controlled storage rooms, new flooring, & extended driveway. Approximately 8 acres are fenced for livestock & include a lean-to shelter & fenced garden with raised planter boxes. A deer blind and feeder are already in place, making this exceptional countryside retreat ready to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-129.7 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Gas Oven,Microwave,Gas Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,1 Bedroom Down - Not Primary BR,2 Bedrooms Up,2 Primary Bedrooms,Primary Bed - 1st Floor,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Kitchen

  • Features: Island w/ Cooktop,Kitchen open to Family Room,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Shower Only,Two Primary Baths,Vanity Area

Property

Details

  • Parcel number: 40362
  • Exclusions: Furniture,Refrigerator,Horse Picture

Features

  • Stories: 2
  • Waterfront features: Lake

Lot

  • Lot size: 52.69 Acres
  • Features: Wooded,50 or more Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$2,319$27,828
Property Taxes $1,308$15,696
Electricity $417$5,007
Total$11,603$139,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,817/yr
40% on housing$348,090/yr
45% on housing$309,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$358
Navarro County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$1,495,000

For Sale by Agent

AgentJanice Carrabba
BrokerageTammy Bateman Properties

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