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7909 Eleven Mile Rd, Bear Lake, MI, 49614

8beds
3baths
3,200sqft
$549,000
$172price/sqft
$3,828/moest. monthly cost
$153,120/yrincome needed

About This Home

Extra large Amish built farmhouse on 23 acres in beautiful Bear Lake MI,. 14 rooms total, 8 bedrooms, plus an unfinished walk out basement with another 1599 sq ft. Built in 2021 the home shines of fine craftmanship throughout: plank flooring, solid wood doors, lots of daylight windows , and a large open main floor plan that includes a kitchen large enough to feed the neighborhood. Also included is a 33 x 63 roadside store, a 4000 sq ft building formerly used as a sawmill and a 2400 sq ft quonset with stalls for horses or cattle . Acres of fenced pasture, some woods. Although currently off the grid with no electric (home is wired but not hooked up or central heat. Estimates for these updates are available and reflected in the asking price. Think hobby farm, home business, B&B, extended family living, or just enjoy ''off the grid'' lifestyle as is and create your own memories Additional 24 acres available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10
Bear Lake High SchoolGrades 7-121.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 63
  • Dimensions: 9.00 x 7.00

Bathroom2

  • Level: Upper
  • Area: 35
  • Dimensions: 5.00 x 7.00

Bedroom2

  • Level: Upper
  • Area: 234
  • Dimensions: 18.00 x 13.00

Bedroom3

  • Level: Upper
  • Area: 104
  • Dimensions: 13.00 x 8.00

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13.00 x 11.00

Bedroom5

  • Level: Upper
  • Area: 140
  • Dimensions: 14.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Pantry
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Radiant,Wood

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Level: Main
  • Area: 459
  • Dimensions: 27.00 x 17.00

Living Room

  • Level: Main
  • Area: 418
  • Dimensions: 19.00 x 22.00

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14.00 x 13.00

Other

  • Level: Main
  • Area: 72
  • Dimensions: 9.00 x 8.00

Other

  • Level: Main
  • Area: 63
  • Dimensions: 9.00 x 7.00

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main
  • Area: 162
  • Dimensions: 18.00 x 9.00

Other

  • Level: Upper
  • Area: 120
  • Dimensions: 15.00 x 8.00

Other

  • Level: Upper
  • Area: 140
  • Dimensions: 14.00 x 10.00

Other

  • Level: Upper
  • Area: 140
  • Dimensions: 14.00 x 10.00

Property

Details

  • Parcel number: 0201710007

Features

  • Stories: 2
  • Patio & porch: Scrn Porch
  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Pond
  • Waterbody name: 2 Ponds

Lot

  • Lot size: 23 Acres
  • Features: Level,Recreational,Tillable,Wooded,Wetland Area
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Manistee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$287$3,444
Property Taxes $416$4,992
Electricity $349$4,188
Total$3,828$45,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,245/yr
40% on housing$114,840/yr
45% on housing$102,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 49614$177
Manistee County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 49614
Manistee County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Pending sale$399,000
2026-07-01Contingent$399,000
2026-05-28Price change$399,000
2026-05-01Price change$549,000
2026-03-18Listed for sale$625,000
2026-01-11Listing removed$499,900
2025-07-18Price change$499,900
2025-05-26Price change$649,900
2025-02-21Price change$689,900
2025-01-17Listed for sale$699,900

For Sale by Agent

AgentLinda Proffer
BrokerageFive Star Real Estate - Onekama

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