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1627 Blue Water Hwy, Surfside Beach, TX, 77541

3beds
3baths
1,360sqft
$369,900
$272price/sqft
$2,838/moest. monthly cost
$113,520/yrincome needed

About This Home

Oh yes! Views from the back of the bay and to the front of the Gulf and decks on both sides. The floor plan is a popular one and similar to others build in Surfside except a little larger/wider. The vaulted ceiling in the open/living/dining room and large window are definite pluses. The hall leads to the 3 bedrooms and a hall bathroom as well as the utility room with a washer and dryer. Two of the bedrooms have private bathrooms. The middle bedroom has access to the back deck. This home would be perfect for a primary residence, second home, or investment/rental. There is easy access to the beach across the road. You will love this home!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Other

  • Builder name: Davison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 2 Primary Bedrooms

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 21010204000

Features

  • Stories: 1
  • Has view: Yes
  • View description: Bay,Beach,Water
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 0.50 Acres
  • Features: 1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$210$2,520
Property Taxes $520$6,240
Electricity $238$2,859
Total$2,838$34,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,302/yr
40% on housing$85,140/yr
45% on housing$75,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$163
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-18Price change$399,900
2024-06-20Listed for sale$424,900
2024-05-10Pending sale$424,900
2024-02-27Price change$424,900
2024-01-01Listed for sale$449,900

For Sale by Agent

AgentSuzan Zachariah
BrokerageThe Local Agents Real Estate LLC

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