318 E Main Street, Richmondville, NY, 12149
About This Home
This spacious colonial residence in a lovely village neighborhood features four bedrooms and one and a half bathrooms, providing ample room for comfortable living. The country kitchen offers an inviting space for meal preparations, complemented by a formal dining room and a generous living room. In the living area, built-in bookcases, a wood stove insert set within the fireplace, and French doors leading to the side porch combine charm with functionality. Upon entering, a welcoming foyer leads to a large center hallway upstairs, enhancing the home's stately feel. The property also includes two sunrooms, perfect for relaxation or entertaining guests. Situated on a half-acre lot, the home features a 2-car garage and provides easy access to I-88 for convenient commuting. The roof is less than 2 years old. With all its character and spaciousness, this well-built center hall Colonial is ideal for those seeking a distinctive home with nicely apportioned rooms and classic architectural elements. The living room is particularly notable for its fireplace and French doors opening to the side porch. Walking distance to bank, post office, village offices, school and village pool.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1927
Materials
- Foundation: Stone
- Roof: Asbestos Shingle
- Construction materials: Clapboard,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Range,Washer
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet
- Door features: French Doors
- Window features: Wood Frames,Double Pane Windows
- Flooring: Wood,Hardwood
- Number of fireplaces: 1
- Fireplace features: Insert,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,280
Foyer
- Level: First
Heating & Cooling
- Heating features: Baseboard,Electric,Wood Stove,Zoned
- Cooling features: None
Interior Area
- Total structure area: 2,280
- Total interior livable area: 2,280 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Other
- Level: Second
Other
- Level: Second
Property
Details
- Parcel number: 434001 90.7120
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Side Porch,Enclosed
- Exterior features: Garden
- Has view: Yes
- View description: Other,Downtown,Hills
Lot
- Lot size: 0.50 Acres
- Features: Rolling Slope,Level
Parking
- Total spaces: 2
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $375 | $4,500 |
| Electricity | $376 | $4,521 |
| Total | $2,049 | $24,588 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $249,900 |
| 2005-11-22 | Sold | $167,000 |
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