110 PIONEER Trail, Palatka, FL, 32177
About This Home
Welcome to your slice of Old Florida waterfront living! This move-in ready 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and riverfront lifestyle-located in the secluded neighborhood of Eagle Creek in Palatka, Florida with no HOA. Step inside through the impressive double door entrance and enjoy a fully tiled interior-ideal for easy maintenance and Florida living. The spacious kitchen features a center island, perfect for entertaining or everyday meals, and flows seamlessly into the main living areas. Relax and unwind on the large screened-in porch, where you can take in peaceful views and coastal breezes year-round. Situated on a generous 1.16-acre lot, this property boasts approximately 100 feet of direct frontage on the St. Johns River. A long private dock leads you out to a covered boathouse complete with a boat lift and water, making it effortless to get out and enjoy life on the river. Whether you're looking for a full-time residence or a weekend retreat, this property delivers the waterfront lifestyle you've been waiting for. Schedule your tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2014
Materials
- Roof: Shingle
- Construction materials: Stucco,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,492 sqft
Property
Details
- Parcel number: 100827134500300440
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: River,Trees/Woods
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Access,River Front
Lot
- Lot size: 1.17 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,953 | $35,436 |
| Home Insurance * | $650 | $7,800 |
| Property Taxes | $311 | $3,732 |
| Electricity | $197 | $2,366 |
| Total | $4,111 | $49,332 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $584,000 |
| 2026-04-23 | Listed for sale | $589,000 |
| 2013-10-14 | Sold | $110,000 |
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