21 North Street, Gloversville, NY, 12078
About This Home
Investment opportunity with built-in flexibility! This four-family property at 21 North Street offers significant upside potential and is currently undergoing renovations. The building has been substantially gutted, providing a clean slate for improvements and allowing buyers to tailor the project to their investment goals. The owner is actively completing renovations and is willing to consider offers at varying price points, with the option to complete agreed-upon work prior to closing based on contract terms. Whether you're looking to expand your rental portfolio, create value through improvements, or secure a multi-unit property with customization options, this property presents a unique opportunity in the heart of Gloversville. Conveniently located near local amenities, shopping, dining, and major routes, this is a project with strong potential for future income and appreciation.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Quadruplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Features
- Finished area below ground: 0
- Finished area above ground: 3,126
Heating
- Heating features: None
Interior Area
- Total structure area: 3,126
- Total interior livable area: 3,126 sqft
Property
Details
- Parcel number: 170500 134.18155
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 0.31 Acres
Parking
- Total spaces: 10
- Parking features: Off Street,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $135 | $1,620 |
| Electricity | $516 | $6,199 |
| Total | $1,205 | $14,460 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $100,000 |
| 2025-09-03 | Listing removed | $75,000 |
| 2025-08-26 | Listed for sale | $75,000 |
| 2025-08-25 | Listing removed | $75,000 |
| 2025-05-12 | Listed for sale | $75,000 |
| 2024-10-03 | Listing removed | $75,000 |
| 2024-04-19 | Listed for sale | $75,000 |
| 2014-08-13 | Sold | $62,000 |
| 2007-03-09 | Sold | $61,800 |
| 2004-07-09 | Sold | $57,750 |
| 2001-06-21 | Sold | $53,000 |
| 1996-07-19 | Sold | $20,000 |
For Sale by Agent
View on Zillow