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105 Maxwell Road, Latham, NY, 12110

3beds
2baths
2,100sqft
$874,900
$417price/sqft
$6,295/moest. monthly cost
$251,800/yrincome needed

About This Home

Take advantage of a golden opportunity to have your brand-new home that was built by Rosewood Home Builders LLC on this beautiful approved lot in the highly desirable North Colonie School District. This single-story home features 3 bedrooms and 2 bathrooms, boasting a bright and open floor plan in the kitchen and living area. It includes gas fireplace, granite countertops, a stylish backsplash, stainless steel appliances, a deck, a walkout basement and much more. With all selections finalized, this home embodies modern living and is situated in the heart of the Town of Colonie, close to restaurants, shopping, and I-87. The lot is included in the price. Discover your dream home today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Southgate SchoolGrades K-50.5 mi
7/10
8/10
Shaker High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Brookhaven

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage/Patio,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Freezer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Chair Rail,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors,Sliding Doors
  • Window features: Low Emissivity Windows,Screens,Insulated Windows
  • Flooring: Other,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Sun Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Garage,Accessible Hallway(s),Accessible Kitchen,Accessible Sidewalks

Details

  • Parcel number: 012689 31.3243.13
  • Zoning description: Single Residence

Features

  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.41 Acres
  • Features: Level,Sprinklers In Front,Sprinklers In Rear,Cleared,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$286$3,432
Property Taxes $1,239$14,868
Electricity $347$4,164
Total$6,295$75,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,828/yr
40% on housing$188,850/yr
45% on housing$167,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 12110$265
Albany County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 12110$238
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$874,900
2026-01-01Listing removed$874,900
2025-10-24Price change$874,900
2025-07-16Listed for sale$849,900
2024-09-11Listing removed$565,900
2023-03-13Pending sale$565,900

New Construction

AgentJennifer Hotaling
BrokerageRichard G Rosetti Real Estate

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