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4 Autumn Lane, Saratoga Springs, NY, 12866

5beds
6baths
7,130sqft
$3,986,000
$559price/sqft
$26,565/moest. monthly cost
$1,062,600/yrincome needed

About This Home

This new construction home to be built is on a lot just minutes from Saratoga Lake and vibrant downtown Saratoga Springs. Located in a quiet and desirable neighborhood, it offers the perfect blend of privacy and convenience, with world-class dining, shopping, the historic racetrack, and lake recreation all nearby. Enjoy beautiful sunrise views, the rolling Saratoga hills, and proximity to a thoroughbred breeding farm. The deed includes 10 feet of a walking path leading to Fish Creek and Saratoga Lake, providing unique lake access. Thoughtfully designed and set on a well-proportioned parcel, this home offers endless possibilities for luxury living and combining outdoor spaces, modern comforts, and timeless style. Photos represent examples of builder's work.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Other,Brick Veneer,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Other

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Other,Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Kitchen Island
  • Door features: Sliding Doors
  • Flooring: Tile,Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 7,130

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,130
  • Total interior livable area: 7,130 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 411589 180.53.2
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Exterior features: Other
  • Has view: Yes
  • View description: Other,Hills
  • Waterfront features: Deeded Water Access

Lot

  • Lot size: 2.23 Acres
  • Features: Other,Private

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,155$241,860
Home Insurance *$1,014$12,168
Property Taxes $4,218$50,616
Electricity $1,178$14,139
Total$26,565$318,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$910,800/yr
40% on housing$796,950/yr
45% on housing$708,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$559This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$447
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-20Listed for sale$3,986,000

New Construction

AgentAspen Witt
BrokerageJulie & Co Realty LLC

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