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234 Sims Rd SW, Decatur, AL, 35603

2beds
1baths
1,041sqft
$371,350
$357price/sqft
$2,485/moest. monthly cost
$99,400/yrincome needed

About This Home

No HOA. No neighbors right on top of you. Just space, privacy, and the freedom to create your lifestyle. This rare, move-in-ready country cottage has been beautifully remodeled and sits on level and wooded (hardwoods) 5.21 acres within the Decatur city limits, offering plenty of room to enjoy the outdoors and endless possibilities. Recent upgrades include a new roof, new siding, new HVAC system, new gutters, and a covered 18' x 8' front porch, providing peace of mind for years to come. Whether you're looking for space to garden, keep animals, build a workshop, or simply relax and enjoy the privacy and open landscape. Located on a quiet cul-de-sac. 14 month home owners warranty available.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
7/10
Austin High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,LVP
  • Level: First
  • Area: 100

Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,LVP Flooring
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,041 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Eat-in Kitchen,Smooth Ceiling,Built-in Features,LVP
  • Level: First
  • Area: 168

Laundry Room

  • Features: 9’ Ceiling,LVP
  • Level: First
  • Area: 36

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,LVP
  • Level: First
  • Area: 252

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 300

Property

Details

  • Parcel number: 0208270000005.001

Features

  • Patio & porch: Covered Porch,Front Porch

Lot

  • Lot size: 5.21 Acres

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,877$22,524
Home Insurance *$273$3,276
Property Taxes $95$1,140
Electricity $240$2,881
Total$2,485$29,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,200/yr
40% on housing$74,550/yr
45% on housing$66,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$138
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$371,350
2026-07-06Price change$379,900
2026-06-28Listed for sale$399,000
2023-05-16Sold$142,000
2023-04-26Pending sale$135,000
2023-04-21Listed for sale$135,000

For Sale by Agent

AgentRonald Webster
BrokerageRE/MAX Unlimited

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