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3023 PLUM Street, Jacksonville, FL, 32205

2beds
2baths
1,389sqft
$258,375
$186price/sqft
$2,160/moest. monthly cost
$86,400/yrincome needed

About This Home

**Price improved + $5,000 seller credit toward closing costs--freeing up cash for furnishings, movers, or an easier start.** Not all square footage lives the same and this bungalow proves it. Officially a 2-bedroom, but with a dedicated office and a spacious bonus room, it offers the flexibility buyers actually need: work-from-home, guests, studio, media space. Choose your own adventure! It lives larger than expected. The important work is already done: professional rewiring (2026), completed WDO repairs, roof (2020), and HVAC (2022). Big-ticket items? Checked off. What's left is the good part: character, inviting spaces, and a layout that adapts to your life. Set in the popular Murray Hill neighborhood, it blends personality with practicality in a way that's hard to find. Two bedrooms on paper. So much more in reality.

Getting Around

68
WalkingSomewhat Walkable
33
TransitSome Transit
56
BikeBikeable

Schools

4/10
4/10
Lake Shore Middle SchoolGrades 6-83.1 mi
3/10
Robert E. Lee High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Primary Bathroom - Shower No Tub
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,389 sqft

Property

Details

  • Parcel number: 0636420000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Back Yard

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,306$15,672
Home Insurance *$293$3,516
Property Taxes $364$4,368
Electricity $197$2,366
Total$2,160$25,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,057/yr
40% on housing$64,800/yr
45% on housing$57,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$164
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$265,000
2026-04-08Price change$275,000
2026-03-12Listed for sale$285,000
2026-01-19Listing removed$275,000
2025-12-04Price change$275,000
2025-10-24Listed for sale$280,000
2021-03-10Sold$218,150
2021-01-28Contingent$210,000
2021-01-28Pending sale$210,000
2021-01-23Listed for sale$210,000
2020-07-22Sold$95,000
2020-06-27Pending sale$115,000
2020-06-22Listed for sale$115,000
2020-05-13Pending sale$115,000
2020-04-24Price change$115,000
2020-04-04Listed for sale$120,000

For Sale by Agent

AgentCYNTHIA RIEGLER
BrokerageCOWFORD REALTY & DESIGN LLC

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