152 PIONEER Trail, Palatka, FL, 32177
About This Home
Experience living just off the St Johns River on beautiful Cedar Creek in this custom-built, two-story A-Frame log home. Offering distinctive living space, this one-of-a-kind home showcases soaring 22-foot ceilings, tongue-and-groove walls, handcrafted doors, pine & bamboo flooring, & countless custom details throughout. The open-concept great room is highlighted by dramatic floor-to-ceiling windows providing breathtaking views of the property's winding boardwalk that meanders through native Florida landscape to the waterfront which features a dock with a covered boathouse. The first floor offers two bedrooms and a full bath, while the spacious second-floor owner's suite serves as a private retreat with its own private deck, sitting area with wet bar overlooking the great room. This rare Cedar Creek waterfront property offers rustic character, modern comfort, & direct access to the St Johns River, creating an extraordinary opportunity for those seeking a peaceful waterfront sanctuary.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Metal
- Construction materials: Other,Log
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Log Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer Stacked,Water Softener Owned
- Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup
Bedroom1
- Level: First
- Area: 148.83
- Dimensions: 12.30 x 12.10
Bedroom2
- Level: First
- Area: 100.04
- Dimensions: 12.20 x 8.20
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Second
- Area: 171.36
- Dimensions: 13.60 x 12.60
Dining Room
- Level: First
- Area: 132.48
- Dimensions: 13.80 x 9.60
Features
- Breakfast Bar,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms,Vaulted Ceiling(s),Wet Bar
- Window features: Skylight(s)
- Flooring: Vinyl,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,793
- Total interior livable area: 1,469 sqft
Kitchen
- Level: First
- Area: 164.02
- Dimensions: 13.90 x 11.80
Living Room
- Level: First
- Area: 278.88
- Dimensions: 24.90 x 11.20
Master Bedroom
- Level: Second
- Area: 255.6
- Dimensions: 21.30 x 12.00
Property
Details
- Parcel number: 150827134500300652
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch,Wrap Around
- Exterior features: Boat Lift,Dock
- Has view: Yes
- View description: Trees/Woods
- On waterfront: Yes
- Waterfront features: Creek,Navigable Water,Ocean Access,River Access
Lot
- Lot size: 2.09 Acres
- Features: Cleared,Many Trees,Wetlands
- Lot size dimensions: 100'rf x 796' x 100wf x 791
Parking
- Parking features: Other,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $557 | $6,684 |
| Property Taxes | $266 | $3,192 |
| Electricity | $197 | $2,366 |
| Total | $3,548 | $42,576 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $500,000 |
| 2026-02-01 | Listing removed | $525,000 |
| 2025-12-25 | Price change | $525,000 |
| 2025-11-13 | Price change | $535,000 |
| 2025-11-11 | Price change | $545,000 |
| 2025-10-23 | Price change | $550,000 |
| 2025-09-03 | Listed for sale | $565,000 |
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