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2974 GILMORE Street, Jacksonville, FL, 32205

2beds
1baths
1,088sqft
$170,000
$156price/sqft
$1,485/moest. monthly cost
$59,400/yrincome needed

About This Home

**Price Reduction**Don't miss this opportunity to own an affordable, move-in-ready home in the highly desirable Murray Hill area. Major updates have already been taken care of, including a newer roof, newer HVAC system, and a newly fenced yard with fresh landscaping giving you peace of mind from day one This charming home offers both comfort and convenience and is perfect for first-time buyers or anyone looking to get into homeownership without breaking the bank, Ideally located just minutes from Downtown Jacksonville, Murray Hill, and Avondale, you'll enjoy quick access to work, local shops, restaurants, and everything the area has to offer. With all the big-ticket items done, all that's left to do is move in and make it your own. The seller is motivated and ready to get this one sold, so schedule your showing today.

Getting Around

70
WalkingSomewhat Walkable
31
TransitSome Transit
59
BikeBikeable

Schools

8/10
4/10
Lake Shore Middle SchoolGrades 6-83.3 mi
3/10
Robert E. Lee High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1919

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Primary Bathroom - Tub with Shower
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: 0639300000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$193$2,316
Property Taxes $236$2,832
Electricity $197$2,366
Total$1,485$17,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,914/yr
40% on housing$44,550/yr
45% on housing$39,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$164
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$233,000
2026-03-11Listed for sale$238,000
2026-02-28Pending sale$238,000
2026-02-20Price change$238,000
2026-01-15Listed for sale$239,500
2025-12-13Listing removed$239,500
2025-11-06Price change$239,500
2025-10-10Price change$242,500
2025-08-29Listed for sale$245,000
2022-07-28Sold$225,000
2022-06-07Pending sale$225,000
2022-06-02Listed for sale$225,000
2020-04-15Sold$127,500
2020-03-06Pending sale$129,000
2020-03-03Listed for sale$129,000
2019-11-17Sold$70,000

For Sale by Agent

AgentKIRK JOHANSON
BrokerageWATSON REALTY CORP

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