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43 Windy Way, Yachats, OR, 97498

1beds
2baths
1,200sqft
$848,000
$707price/sqft
$5,134/moest. monthly cost
$205,360/yrincome needed

About This Home

Perched to capture breathtaking, unobstructed ocean views, this beautifully maintained Yachats home offers the perfect blend of comfort, scenery, and coastal living. Watch waves crash against the dramatic basalt coastline from the comfort of your home, creating a stunning backdrop for everyday life. Located just 0.8 miles from beach access, you'll enjoy easy trips to the sand while returning to the privacy and tranquility of your own coastal retreat. This move-in-ready home has been well cared for and is ready for you to settle in and start enjoying all that the Central Oregon Coast has to offer. Spend your evenings relaxing as spectacular sunsets paint the horizon, or cozy up and watch winter storms roll across the Pacific. Outdoor enthusiasts will appreciate the abundance of nearby hiking trails, fishing, kayaking, and wildlife viewing opportunities. Just minutes away, the charming town of Yachats offers art galleries, unique shops, and delicious local restaurants to explore year-round.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Crestview Heights SchoolGrades K-67.7 mi
2/10
Waldport Middle SchoolGrades 7-87.7 mi
5/10
Waldport High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Down Draft,Dishwasher,Electric Cooktop,Electric Oven,Washer
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Ceiling Fan(s)
  • Window features: Double Pane Windows,Vinyl Frames,Blinds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 141234AC870000
  • Zoning description: R-1 Residential, Single Family
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Rear Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Other,Panoramic,Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 4,791 sqft
  • Features: Landscaped,Level

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Landslide
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,287$51,444
Home Insurance *$141$1,692
Property Taxes $530$6,360
Electricity $176$2,119
Total$5,134$61,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,022/yr
40% on housing$154,020/yr
45% on housing$136,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$707This listing

vs Other Active Listings

Avg $/sqft

ZIP 97498$272
Lincoln County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 97498$433
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$848,000
2026-06-18Listed for sale$853,000
2024-05-23Sold$810,000
2024-04-26Contingent$850,000
2024-04-23Listed for sale$850,000
2024-04-11Contingent$850,000
2024-03-18Price change$850,000
2024-02-29Listed for sale$985,000

For Sale by Agent

AgentRobyn E Tanner
BrokerageBeachside Realty

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