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115 W 4TH Street, Jacksonville, FL, 32206

5beds
4baths
3,498sqft
$374,900
$107price/sqft
$3,573/moest. monthly cost
$142,920/yrincome needed

About This Home

A rare investment opportunity in the historic heart of Jax's fastest-changing district! This early-1900s Springfield home sits on a coveted double lot with alley access. It fronts West 4th Street, one of Springfield's last surviving brick roads and the very street bringing the neighborhood its name. Beneath the work that this home needs is real character: a wraparound porch, soaring gables, and Victorian millwork worth bringing back to life. Some major systems are already handled - electrical updated (not original) and plumbing partially updated. With its place in Springfield's history secure, this home is ready for its next chapter in the neighborhood's future. This opportunity is only one block from 18-acre Klutho Park, minutes from the $750M+ Pearl Square (bringing 1,250 residences, Publix, restaurants, and hotel), in proximity to the $1.4B Jaguars Stadium of the Future, and the riverfront Four Seasons. Take advantage today of this glowing opportunity with untapped value!

Getting Around

76
WalkingVery Walkable
53
TransitGood Transit
63
BikeBikeable

Schools

Construction

Condition

  • Year built: 1904

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,498 sqft

Property

Details

  • Parcel number: 0710840000

Features

  • Stories: 2

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$783$9,396
Property Taxes $543$6,516
Electricity $352$4,224
Total$3,573$42,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,502/yr
40% on housing$107,190/yr
45% on housing$95,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 32206$102
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32206$123
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$379,900
2026-08-04Price change$379,900
2026-07-22Price change$374,900
2026-06-09Listed for sale$399,900
2026-05-21Sold$212,500
2011-03-09Sold$57,900
1997-09-23Sold$76,000

For Sale by Agent

AgentBARD ROCKENBACH JR
BrokerageWHOLESALE REALTY LLC

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