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705 York St, Springfield, OH, 45505

2beds
1baths
1,249sqft
$63,000
$50price/sqft
$617/moest. monthly cost
$24,680/yrincome needed

About This Home

Discover the potential in this charming Southeast Springfield property, an ideal investment or opportunity to re-imagine the dream of home ownership. Nestled in a vibrant & established neighborhood, this home offers walkability to the heart of downtown, where you can enjoy the city's revitalized energy, local events, shopping, and dining. With schools and essentials close by, this location blends convenience with community. While the property is tenant-occupied and in need of some TLC, it presents a unique canvas for transformation. Perfect for investors or homeowners looking to bring their vision to life in a growing area!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
5/10
Hayward Middle SchoolGrades 7-80.8 mi
4/10
Springfield High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1886

Materials

  • Foundation: Block
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Neoclassical,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,249
  • Total interior livable area: 1,249 sqft

Property

Details

  • Parcel number: 3400700034406009
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Features: Plat,Residential Lot
  • Lot size dimensions: 68 x 147

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $318$3,816
Home Insurance *$46$552
Property Taxes $60$720
Electricity $193$2,320
Total$617$7,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,154/yr
40% on housing$18,510/yr
45% on housing$16,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 45505$110
Clark County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 45505$135
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-24Price change$63,000
2024-11-09Listed for sale$65,000
2024-10-29Pending sale$65,000
2024-10-28Listed for sale$65,000

For Sale by Agent

AgentAlva Fulk
BrokerageReal Estate II, Inc.

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