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5 Harvey Way, Newburgh, NY, 12550

4beds
3baths
3,316sqft
$779,000
$235price/sqft
$6,053/moest. monthly cost
$242,120/yrincome needed

About This Home

Discover this exceptional Tuscan-inspired residence, privately nestled on 2.4 picturesque acres in the Town of Newburgh, where timeless architecture, sun-filled interiors, and peaceful natural surroundings create a truly distinctive Hudson Valley retreat. Offering 4 bedrooms and 3 full bathrooms, this home pairs timeless architecture with thoughtfully updated interiors and an effortless connection to its natural surroundings. Sun-filled living spaces, rich hardwood floors, and a striking central staircase create an elegant first impression. The inviting living room is anchored by a beautiful working fireplace, while the spacious eat-in kitchen features granite countertops, stainless steel appliances, and direct access to a deck overlooking the tranquil landscape. A versatile first-floor guest room or bonus space with an adjacent full bath adds flexibility to the floor plan. Outdoors, two expansive decks, a welcoming front loggia, and a private upper-level terrace provide inviting spaces to relax, entertain, and enjoy the peaceful setting. The full walk-out basement offers abundant storage, a sauna, and future possibilities. Recent improvements include a new roof, furnace, fresh interior and exterior paint, and a recoated and sealed driveway. Ideally located just minutes from the Newburgh-Beacon Bridge, Metro-North, and the Hudson Valley's celebrated dining, wineries, hiking trails, shopping, and year-round recreation, this beautifully maintained property offers a rare blend of privacy, sophistication, and everyday convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
7/10
Marlboro Middle SchoolGrades 6-84.3 mi
6/10

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cable Ready

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,316
  • Total interior livable area: 3,316 sqft

Property

Details

  • Parcel number: 334600.020.0000006004.000/0000

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$255$3,060
Property Taxes $1,311$15,732
Electricity $548$6,576
Total$6,053$72,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,531/yr
40% on housing$181,590/yr
45% on housing$161,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$206
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$779,000
2013-07-04Sold$220,000

For Sale by Agent

AgentJohn Ruggieri
BrokerageHudson Valley Properties

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