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110 Smith Lake Dr, Kalispell, MT, 59901

5beds
3baths
2,732sqft
$775,000
$284price/sqft
$4,643/moest. monthly cost
$185,720/yrincome needed

About This Home

Perched on over 2.5 usable acres with breathtaking panoramic views, this beautifully updated 5-bedroom, 3-bath home offers the Montana lifestyle you've been searching for. Mature landscaping creates a private, park-like setting, while the adjacent homeowners' park helps preserve the spectacular vistas stretching across Smith Valley to the peaks of Glacier National Park. Inside, you'll find thoughtful updates including new flooring, a refreshed kitchen, reverse osmosis water filtration, and propane already plumbed for the gas cooktop—making it easy to create your dream culinary space. The functional floor plan provides plenty of open room for family, guests, hobbies, or a home office. The unique "carousel ceiling" is beautifully dressed in wood and will cause guests to marvel at your home. Outside, the possibilities are endless. The property features two RV hookups, making it ideal for hosting guests, accommodating multi-generational living, or providing additional flexibility for recreational vehicles. Best of all, there's no HOA, giving you the freedom to enjoy your property the way you choose. Whether you're relaxing on the deck taking in the incredible mountain views, entertaining friends, or simply enjoying the peace and privacy of this exceptional setting, this home offers a rare combination of space, comfort, flexibility, and unmatched scenery just minutes from Kalispell.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Kila SchoolGrades PK-62.6 mi
6/10
Kila 7-8Grades 7-82.6 mi
3/10
Flathead High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 946

Interior Area

  • Total interior livable area: 2,732 sqft

Property

Details

  • Parcel number: 07396532102010000
  • Special condition: Standard

Features

  • Fencing: Perimeter,Partial

Lot

  • Lot size: 2.65 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Winter Weather
Cold Wave
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $190$2,280
Property Taxes $348$4,176
Electricity $187$2,251
Total$4,643$55,716

Income You'd Need if You Spent...

35% on housing$159,188/yr
40% on housing$139,290/yr
45% on housing$123,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 59901$299
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59901$313
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$775,000
2016-12-16Sold--

For Sale by Agent

AgentJustin Meccia
BrokerageADT Realty

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