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1870 HARTRIDGE Street, Jacksonville, FL, 32209

3beds
2baths
1,048sqft
$108,000
$103price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Move-in ready and full of potential, this 3-bedroom, 2-bath home offers a great opportunity for both homeowners and investors. Built in 1988, the property features approximately 1,048 sq ft of living space within a practical layout with modern finishes throughout. The kitchen provides ample counter and cabinet space, while the bedrooms are comfortably sized for everyday living. Recent improvements make this home turnkey and perfect for owner occupants or investors alike. The covered from porch and off-street parking add extra convenience and functionality. Centrally located, the home offers easy access to downtown, major highways, schools, and shopping. Call today to schedule your private tour!

Getting Around

43
WalkingCar-Dependent
37
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,048 sqft

Property

Details

  • Parcel number: 0773120000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Fencing: Chain Link

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$165$1,980
Property Taxes $67$804
Electricity $197$2,366
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 32209$71
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32209$125
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$108,000
2026-05-21Listed for sale$109,900
2026-05-05Listing removed$109,900
2026-04-28Price change$109,900
2026-04-06Listed for sale$114,900
2026-03-30Pending sale$114,900
2026-02-10Price change$114,900
2025-11-04Listed for sale$124,900
2019-11-16Listing removed$59,000
2019-10-23Listed for sale$59,000
2019-03-21Sold$23,000
2000-08-11Sold$1,165

For Sale by Agent

AgentJUSTIN McCAHILL
BrokerageROUND TABLE REALTY

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