See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1050 E 4th St, Whitefish, MT, 59937

2beds
1baths
756sqft
$649,000
$858price/sqft
$3,868/moest. monthly cost
$154,720/yrincome needed

About This Home

Charming single-family home featuring 2 bedrooms and 1 bathroom in a prime downtown Whitefish location, the “Avenues.” This property features abundant natural light and mountain views. Conveniently located within walking distance to parks, trails, all local schools, shopping, dining, and local amenities. Situated on a spacious corner lot with potential for additional structures, or an accessory dwelling unit (ADU). Property includes a detached 1 car garage and an attached office space, providing flexibility for remote work. Fully fenced yard and off street parking.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
L A Muldown SchoolGrades PK-40.3 mi
7/10
Whitefish Middle 5-8Grades 5-80.4 mi
8/10
Whitefish High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total interior livable area: 756 sqft

Property

Details

  • Parcel number: 07429331110090000
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s),Residential,Ski Area
  • Topography of land: Level

Lot

  • Lot size: 7,013 sqft
  • Features: Level
  • Lot size dimensions: 140 x 50

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $144$1,728
Property Taxes $292$3,504
Electricity $151$1,812
Total$3,868$46,416

Income You'd Need if You Spent...

35% on housing$132,617/yr
40% on housing$116,040/yr
45% on housing$103,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$858This listing

vs Other Active Listings

Avg $/sqft

ZIP 59937$568
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59937$482
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$649,000
2026-03-03Price change$689,000
2026-02-18Listed for sale$720,000
2015-01-02Sold--

For Sale by Agent

AgentStephanie Sunshine
BrokerageNational Parks Realty - Whitefish

Similar Homes