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42W668 Steeplechase Dr, Saint Charles, IL, 60175

3beds
3baths
2,100sqft
$579,900
$276price/sqft
$4,370/moest. monthly cost
$174,800/yrincome needed

About This Home

Completely remodeled/rebuilt ranch with a new open floor plan. Stripped down to the studs! New roof, Hardie siding, energy efficient windows, wood laminate flooring, solid core 3 panel doors, wide trim, 2 full bathrooms and powder room, luxurious master on-suite, kitchen cabinets with solid surface tops, new SS appliances, center island with seating and drawer microwave, walk-in pantry, lots of lighting, including undercounter lights, can lights, pendant lights over island, all new electrical including breaker panel, all new plumbing with fixtures, all new updated insulation in walls and attic. New asphalt driveway, landscaping, concrete walkway and patio, new garage door and opener. Ideal-sized bedrooms, carpeted with ceiling fans and lights. Office off the front door with double privacy doors looking into the courtyard. The basement has been fully painted with lots of storage and is ready to finish. New water softener, furnace cleaned and checked. Lots of thought was addressed to this home for today's needs and wants.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Lily Lake Grade SchoolGrades PK-51.6 mi
10/10
Central Middle SchoolGrades 85.2 mi
6/10
Central High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Fiber Cement

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Gas Water Heater
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Dimensions: COMBO

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Open Floorplan,Dining Combo,Pantry,Quartz Counters
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Free Standing,Masonry,Family Room
  • Fireplace: Yes
  • Attic: Unfinished

Foyer

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Walk-in,Custom Cabinetry,Pantry,SolidSurfaceCounter,Updated Kitchen),Flooring (Wood Laminate),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 368
  • Dimensions: 23X16

Laundry

  • Features: Flooring (Porcelain Tile)
  • Level: Main
  • Area: 126
  • Dimensions: 14X9

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 304
  • Dimensions: 19X16

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows),Bathroom (Full)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Office

  • Features: Flooring (Wood Laminate),Window Treatments (Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Pantry

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 24
  • Dimensions: 6X4

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 70
  • Dimensions: 10X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0816178024
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.47 Acres
  • Features: Corner Lot
  • Lot size dimensions: 156x109x168x75x53

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$224$2,688
Property Taxes $1,053$12,636
Electricity $161$1,938
Total$4,370$52,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,828/yr
40% on housing$131,100/yr
45% on housing$116,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$234
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$599,900
2026-04-22Price change$619,000
2026-04-08Price change$629,000
2026-03-27Price change$634,000
2026-02-24Price change$639,000
2026-01-28Listed for sale$660,000
2024-10-07Sold$347,000
2024-09-12Contingent$375,000
2024-09-03Listed for sale$375,000
2024-08-28Listing removed$400,000
2024-08-22Listed for sale$400,000

For Sale by Agent

AgentAllen Drewes
BrokerageFox Hollow Properties

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