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64 Main Street, Vinalhaven, ME, 04863

4beds
4baths
2,500sqft
$548,000
$219price/sqft
$3,900/moest. monthly cost
$156,000/yrincome needed

About This Home

An incredible opportunity to own an historic mixed-use building with original period details and ocean-view living on Vinalhaven's Main Street! The iconic 1880s architecture has a classic commercial front on the first floor and two ocean-view apartments above on the second and third levels. The street level commercial space has large south facing windows and a welcoming step-in door that leads into a light-filled space with original apothecary shelving, embossed tin ceiling, maple floors, wood moldings, banquette seating, and a bar. A commercial kitchen is located in the back, last used 5+ years ago. All equipment and restaurant furnishings are included, with no warranties. Two rental apartments on the upper floors provide additional income or space for a new owner to live. Each apartment has 2 bedrooms/1 bathroom, plus outside living space with ocean views. The second floor unit has a laundry hook up. This is an exciting opportunity to live in the village and enjoy ocean views, or invest in a wonderful community and rent out two apartments with a very desirable first floor commercial space full of original details! (See MLS# 1638296 for Commercial listing)

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Vinalhaven SchoolGrades PK-120.7 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block,Granite
  • Roof: Fiberglass,Shingle
  • Construction materials: Wood Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander,Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Baseboard,Direct Vent Heater
  • Cooling features: None

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Kitchen

  • Level: Third

Living Room

  • Level: Second

Living Room

  • Level: Third

Property

Details

  • Parcel number: VINA000018000000000096
  • Zoning: Res. Commercial

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Waterbody name: Carver's Harbor & Carver's Pond

Lot

  • Lot size: 1,306 sqft
  • Features: Business District,City Lot,Right of Way,Sidewalks

Parking

  • Parking features: Common,Gravel,Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance $274$3,288
Property Taxes $493$5,916
Electricity $363$4,360
Total$3,900$46,800

Income You'd Need if You Spent...

35% on housing$133,714/yr
40% on housing$117,000/yr
45% on housing$104,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 04863$282
Knox County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 04863
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Price change$598,000
2025-10-24Listed for sale$649,000

For Sale by Agent

AgentKris Davidson
BrokerageDavidson Realty

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