740 S Cosgwell DRIVE, Silver Lake, WI, 53170
About This Home
One-of-a-kind all-brick estate on 2.85 acres, originally built as a bank and transformed into an extraordinary residence with a beautiful upper 2-bedroom apartment. Main home offers 4 bedrooms, 3 full baths and 2 half baths. Unforgettable primary suite was created from the original vault with 23-inch concrete walls and authentic vault door entrance. Expansive living room with natural fireplace and bar opens to the kitchen and dining area. Finished lower level boasts a huge family room with wet bar and aquarium, media area, exercise room, sauna, additional bedroom and abundant storage. Private backyard retreat with 800 sq. ft. inground pool and patio. Heated 5-car attached and heated 3-car detached garages complete this remarkable estate where history and modern living come together!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1966
Materials
- Construction materials: Brick,Brick/Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Sump Pump
Bathroom
- Features: Tub Only,Ceramic Tile,Whirlpool,Master Bedroom Bath: Tub/No Shower,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath
Bedroom2
- Level: Main
- Area: 204
Bedroom3
- Level: Main
- Area: 150
Bedroom4
- Level: Main
- Area: 228
Bedroom5
- Level: Upper
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 208
Family Room
- Level: Main
- Area: 266
Features
- High Speed Internet,Pantry,Sauna,Walk-In Closet(s),Wet Bar,Kitchen Island
- Finished area below ground: 3,050
- Finished area above ground: 5,612
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 8,662
- Total interior livable area: 8,662 sqft
Kitchen
- Level: Main
- Area: 247
Living Room
- Level: Main
- Area: 1050
Master Bedroom
- Level: Main
- Area: 288
Property
Details
- Parcel number: 7041201732380
- Zoning: Res
- Exclusions: Sellers/Tenants Personal Property
Features
- Levels: One and One Half
- Stories: 1
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Has spa: Yes
- Spa features: Bath
- Living area range: 3501 or more,5001 or more,2501 or more
Lot
- Lot size: 2.85 Acres
- Features: Wooded
Parking
- Total spaces: 8
- Parking features: Garage Door Opener,Heated Garage,Attached,4 Car
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $1,301 | $15,612 |
| Electricity | $813 | $9,767 |
| Total | $8,016 | $96,192 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $1,100,000 |
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